638 E 10th St, Houston, TX 77008 Property Records

Harris County property record for 638 E 10th St, Houston, TX 77008

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,036 sqft · built 2018
Lot Size	0.144 acres (6,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,961,750 (Nov 2025)
Tax Bill	$28,159 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Nov 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`035-023-043-0010`

Property Details

APN / Parcel Number

Primary APN	`035-023-043-0010`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,036 sqft Living Area
1st Floor Area	1,895 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Duplex Single
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	6,250 sqft (0.144 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	877 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0350230430010
Street Address	638 E 10TH ST
City	HOUSTON
State	TX
Zip	77008-7102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 10 & 11 BLK 43 STUDES SEC 2
Legal Subdivision	STUDES SEC 2
Legal Block	43
Legal Lot Number	10,11
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1005
Census Tract	510400

Owner

Source: Harris County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	638 E 10TH ST, HOUSTON, TX 77008-7102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Deed of Trust, Mortgage · Line of Credit FROST BANK
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Nov 14, 2025	Vendor's Lien, Transfer · Conventional Mortgage ORIGIN BANK
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Dec 1, 2020	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Mar 5, 2019	Vendor's Lien, Transfer · Conventional Mortgage PNC BANK NA
Dec 30, 2018	Loan Modification, Mortgage CITIZENS ST BK
Jul 7, 2017	Warranty Deed, Construction Loan · Construction Mortgage CITIZENS ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Prior Sale	May 31, 2023
Deed Document Number	2025452145
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	638 E 10TH ST, HOUSTON, TX 77008-7102
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 E 10TH ST, HOUSTON, TX 77008-7102

Mortgage

Document Number	0000267121
Date	Jul 18, 2023
Instrument	2023-267121

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	638 E 10TH ST, HOUSTON, TX 77008-7102
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000632345
Date	Nov 2, 2021
Instrument	2021-632345

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Nov 14, 2025
Property Address	638 E 10TH ST, HOUSTON, TX 77008-7102
Document Number	0000452145
Map Reference	VOL 5 PG 51
Instrument Date	Nov 13, 2025
Instrument	2025-452145
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 E 10TH ST, HOUSTON, TX 77008-7102

Mortgage

Document Number	0000452146
Date	Nov 14, 2025
Instrument	2025-452146

Lender

Name	ORIGIN BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Dec 1, 2030
Change Frequency	6 Months
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.2%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	638 E 10TH ST, HOUSTON, TX 77008-7102
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000346128
Date	Aug 3, 2020
Instrument	2020-346128

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Dec 1, 2020
Property Address	638 E 10TH ST, HOUSTON, TX 77008-7102
Document Number	0000586406
Instrument Date	Nov 30, 2020
Instrument	586406
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	638 E 10TH ST HOUSTON TX 770087102, HOUSTON, TX 77008-7102

March 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Mar 5, 2019
Property Address	638 E 10TH ST, HOUSTON, TX 77008-7102
Document Number	0000087894
Map Reference	VOL 5 PG 51
Instrument Date	Mar 4, 2019
Instrument	2019-087894
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 E 10TH ST, HOUSTON, TX 77008-7102

Mortgage

Document Number	0000087895
Date	Mar 5, 2019
Instrument	2019-087895

Lender

Name	PNC BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	638 E 10TH ST, HOUSTON, TX 77008-7102
Document Number	0000054858
Instrument Date	Dec 30, 2018
Transaction Type	Mortgage
Record Updated	Feb 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1529 HEIGHTS BLVD HOUSTON TX 770084218, HOUSTON, TX 77008-4218

Mortgage

Document Number	0000054858
Date	Feb 11, 2019
Instrument	54858

Lender

Name	CITIZENS ST BK
Type	Bank
Address	TYLER, TX 75704

Agreement

Amount	Amount Recorded

July 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jul 7, 2017
Property Address	638 E 10TH ST, HOUSTON, TX 77008-7102
Document Number	0000303409
Instrument Date	Jun 30, 2017
Instrument	303409
Transaction Type	Construction Loan
Record Updated	Aug 23, 2018
Title Company	CHICAGO TITLE-MEMORIAL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	639 HEIGHTS BLVD HOUSTON TX 770072523, HOUSTON, TX 77007-2523

Mortgage

Document Number	303410
Date	Jul 7, 2017
Instrument	303410

Lender

Name	CITIZENS ST BK
Type	Bank
Address	TYLER, TX 75704

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 6, 2018

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$28,159.00 (-1.97%) Homeowner's exemption Additional exemption filed	$1,753,742 (+1.39%) Land $562,500 Building $1,191,242	$1,753,742 (+1.39%) Land $562,500 Building $1,191,242
2024	$28,725.00 (+14.73%)
2023		$1,729,645 Land $562,500 Building $1,167,145	$1,729,645 Land $562,500 Building $1,167,145
2022	$25,037.00 (+4.39%)
2020	$23,985.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	8 (1979–2024)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Harvey, Aug 2017 · 2 claims Tropical Storm Allison-06-06-2001, Jun 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 913 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Ezee Fiber.

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