638 Dougherty Ter Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 638 Dougherty Ter Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,730 sqft · built 1979
Lot Size	0.244 acres (10,624 sqft)
Owner	2 Individual Names on Record
Last Sale	$414,000 (Jan 2016)
Tax Bill	$6,009 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23P-31-0572`

Property Details

APN / Parcel Number

Primary APN	`23P-31-0572`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,730 sqft Living Area
Gross Area	3,542 sqft
1st Floor Area	1,332 sqft
Basement Area	392 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Cape Cod
Exterior Material	Brick
Foundation Type	Raised
Lot Area	10,624 sqft (0.244 acres)
Lot Dimensions	107 ft deep x 74 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	120 sqft
Deck Area	429 sqft
Patio Area	270 sqft
Balcony Area	7 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	638 DOUGHERTY TERRACE DR
City	BALLWIN
State	MO
Zip	63021-5853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FPR2
Legal Description	DOUGHERTY ESTATES PLAT 4 LOT 50 23P310471 10 22 79
Legal Subdivision	DOUGHERTY ESTATES PLAT 4
Legal Lot Number	50
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	1
Census Block	1007
Census Tract	218015

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	638 DOUGHERTY TERRACE DR, BALLWIN, MO 63021-5853
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2016 · Amount on Record
Deed Sale	Jan 12, 2016 · Amount on Record
Deed Document Number	2016704
Deed Book / Page	21840 / 2483
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	638 DOUGHERTY TERRACE DR, BALLWIN, MO 63021-5853
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240240037
Date	Apr 29, 2020
Book Page	24024/37
Instrument	2020042900012

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,080 (-) Land $42,540 Building $55,540	$516,200 (-) Land $223,900 Building $292,300
2025	$6,009.00 (+5.61%)	$98,080 (+11.8%) Land $42,540 Building $55,540	$516,200 (+11.8%) Land $223,900 Building $292,300
2024	$5,690.00 (-0.91%)
2023	$5,742.00 (+5.84%)	$87,730 (+14.92%) Land $27,210 Building $60,520	$461,700 (+14.91%) Land $143,200 Building $318,500
2022	$5,425.00	$76,340 Land $27,210 Building $49,130
2021			$401,800 Land $143,200 Building $258,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20