Coles County property record for 638 Division St, Charleston, IL 61920
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,132 sqft · built 1896 |
| Lot Size | 0.89 acres (38,768 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Dec 2007) |
| Tax Bill | $3,585 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-1-04736-000 |
| Primary APN | 02-1-04736-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,132 sqft Base Area |
| 1st Floor Area | 1,132 sqft |
| Basement Area | 1,132 sqft |
| Unfinished Basement | 1,132 sqft |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 1896 |
| Lot Area | 38,768 sqft (0.89 acres) |
| Lot Dimensions | 249 ft deep x 155 ft wide |
| Garage Type | Detached |
| Garage Area | 1,540 sqft |
| Cooling System | Central |
|---|
| Street Address | 638 DIVISION ST |
|---|---|
| City | CHARLESTON |
| State | IL |
| Zip | 61920-1901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASSRSUB21L0203 #599797* |
| Legal Subdivision | ASSRSUB |
| Jurisdiction | COLES IL |
| Township / Civil Division | CHARLESTON |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 500 |
638 Division St is owned and occupied by an individual who bought it in December 2007.
Source: Coles County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 638 DIVISION ST, CHARLESTON, IL 61920-1901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2007 · Amount on File |
| Deed Sale | Dec 18, 2007 · Amount on File |
| Deed Document Number | 2007704192 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 638 Division St was $3,585 with a homeowner's exemption, up 58.3% from the year before.
Source: Coles County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Coles County |
| County Subdivision | Charleston Township |
| Municipality | Charleston City |
| Unified School District | Charleston Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,585.00 (+58.35%) Homeowner's exemption Senior Citizen's exemption | $55,246 (+10.2%) Land $8,882 Building $46,364 | $165,738 (+10.2%) Land $26,646 Building $139,092 |
| 2024 | $2,264.00 | $50,133 (+9.5%) Land $8,060 Building $42,073 | $150,399 (+9.5%) Land $24,180 Building $126,219 |
| 2023 | $45,784 Land $7,361 Building $38,423 | $137,352 Land $22,083 Building $115,269 | |
| 2020 | $2,374.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 638 Division St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 638 Division St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON serves 17,286 people · EPA ID IL0290100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
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