Lake County property record for 638 Dickerson Rd, Willowick, OH 44095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 864 sqft · built 1958 |
| Lot Size | 0.134 acres (5,850 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $110,000 (Nov 2015) |
| Tax Bill | $4,363 (2023) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-A-043-L-00-048-0 |
| Primary APN | 28-A-043-L-00-048-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,850 sqft (0.134 acres) |
| Lot Dimensions | 130 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 638 DICKERSON RD |
|---|---|
| City | WILLOWICK |
| State | OH |
| Zip | 44095-4223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U1 |
| Legal Description | LOT 1, 2, 3 & 9 TRACT 16 |
| Legal Subdivision | BAYRIDGE SUBDIVISION |
| Legal Tract | 16 |
| Legal Block | 2 |
| Legal Lot Number | 707 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOWICK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 200300 |
Source: Lake County records, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 638 DICKERSON RD, WILLOWICK, OH 44095-4223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK |
| Jul 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2015 · Amount on Record |
| Deed Sale | Nov 6, 2015 · Amount on Record |
| Prior Sale | Nov 24, 2014 · Amount on Record |
| Deed Document Number | 201529728 |
| Prior Transfer Date | May 13, 2015 |
| Prior Transfer Doc | 0000027301 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 638 DICKERSON RD, WILLOWICK, OH 44095-4223 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012546 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 2021R012546 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 296 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 638 DICKERSON RD, WILLOWICK, OH 44095-4223 |
| Document Number | 0000038391 |
| Instrument Date | Jul 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 638 DICKERSON RD WILLOWICK OH 440954223, WILLOWICK, OH 44095-4223 |
| Document Number | 0000038391 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 38391 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 27, 2045 |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willowick City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $47,880 (+13.68%) Land $12,320 Building $35,560 | $136,800 (+13.67%) Land $35,200 Building $101,600 | |
| 2023 | $4,363.00 (+31.97%) Homeowner's exemption | $42,120 (-) Land $10,090 Building $32,030 | |
| 2022 | $3,306.00 Homeowner's exemption | $42,120 Land $10,090 Building $32,030 | |
| 2021 | $120,350 Land $28,840 Building $91,510 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (2011–2013) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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