638 Copper Line Rd, Bumpass, VA 23024 Property Records

Louisa County property record for 638 Copper Line Rd, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,963 sqft · built 1998
Lot Size	25.9 acres (1,132,124 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Nov 2023)
Tax Bill	$2,929 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Nov 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`92 15 10`

Property Details

APN / Parcel Number

Primary APN	`92 15 10`
Alternative APNs	`19632` `18941`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,963 sqft Living Area
1st Floor Area	1,303 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,132,124 sqft (25.9 acres)
Garage Area	960 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	504 sqft
Deck Area	63 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	18941
Street Address	638 COPPER LINE RD
City	BUMPASS
State	VA
Zip	23024-3024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	TAYLOR CREEK & WEST LOT 10 DB 1928/299 25.99 AC
Legal Subdivision	TAYLOR CREEK
Legal Lot Number	10
Jurisdiction	LOUISA VA
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3011
Census Tract	950500

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	638 COPPER LINE RD, BUMPASS, VA 23024-3024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Nov 17, 2023	Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Apr 19, 2021	Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2023 · Amount on File
Deed Sale	Nov 17, 2023 · Amount on File
Prior Sale	Apr 19, 2021 · Amount on File
Deed Document Number	202310270
Deed Book / Page	1928 / 299
Prior Transfer Date	Nov 10, 2020
Prior Transfer Doc	001722/751
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	638 COPPER LINE RD, BUMPASS, VA 23024-3024
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 COPPER LINE RD, BUMPASS, VA 23024-3024

Mortgage

Document Number	001889/438
Date	Mar 16, 2023
Book Page	1889/438
Instrument	202300002110

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	RICHMOND, VA 23225

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Nov 17, 2023
Property Address	638 COPPER LINE RD, BUMPASS, VA 23024-3024
Document Number	001928/299
Book / Page	1928 / 299
Map Reference	MB 8 PG 269
Instrument Date	Nov 14, 2023
Instrument	202300010270
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	638 COPPER LINE RD, BUMPASS, VA 23024-3024

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Apr 19, 2021
Property Address	638 COPPER LINE RD, BUMPASS, VA 23024-3024
Document Number	001753/873
Book / Page	1753 / 873
Map Reference	MB 8 PG 269
Instrument Date	Apr 16, 2021
Instrument	202100004467
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	LAKESIDE T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	638 COPPER LINE RD, BUMPASS, VA 23024-3024

Mortgage

Document Number	0001753876
Date	Apr 19, 2021
Instrument	1753/876

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	638 COPPER LINE RD, BUMPASS, VA 23024-3024
Document Number	0000012748
Instrument Date	Dec 8, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 COPPER LINE RD BUMPASS VA 230243024, BUMPASS, VA 23024-3024

Mortgage

Document Number	0000012748
Date	Dec 15, 2020
Book Page	001722/000754
Instrument	12748

Lender

Name	VIRGINIA CU
Type	Credit Union
Address	RICHMOND, VA 23225

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2050

Interest

Rate	3%

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$589,440 (+19.22%) Land $225,800 Building $363,640	$589,440 (+19.22%) Land $225,800 Building $363,640
2025	$2,929.00 (-6%)	$494,400 (+21.38%) Land $137,200 Building $357,200	$494,400 (+21.38%) Land $137,200 Building $357,200
2024	$3,116.00 (+66.9%)
2023		$407,300 Land $113,800 Building $293,500
2022	$1,867.00		$407,300 Land $113,800 Building $293,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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