638 Cliffview Dr, Brandon, MS 39047 Property Records

Rankin County property record for 638 Cliffview Dr, Brandon, MS 39047

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,686 sqft · built 1999
Lot Size0.232 acres (10,140 sqft)
Owner2 Individual Names on File
Tax Bill$2,795 (2025)
Deeds & MortgagesAug 2021 Mortgage
Oct 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APNI12B000001 00480

Property Details

APN / Parcel Number

Primary APNI12B000001 00480
Alternative APN
  • 50731

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths3 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,686 sqft Adjusted Area
1st Floor Area2,035 sqft
2nd Floor Area250 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialBrick Veneer
Foundation TypeNo Foundation
Roof TypeHip
Roof MaterialShingle
Lot Area10,140 sqft (0.232 acres)
Deck Area1,026 sqft
Patio Area1,026 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number50731
Street Address638 CLIFFVIEW DR
CityBRANDON
StateMS
Zip39047-9184
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 48 CLIFFVIEW SUB PART 2 DB 537 PG 0126 0080787
Legal Range03E
Legal Township06N
Legal Section09
Legal SubdivisionCLIFFVIEW SUB
Legal Lot Number48
JurisdictionRANKIN MS
Township / Civil Division2
Census Block Group1
Census Block1001
Census Tract20212

Owner

Source: Rankin County assessment roll, as of March 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address638 CLIFFVIEW DR, BRANDON, MS 39047-9184
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2021Deed of Trust, Mortgage · FHA Mortgage
OPEN MORTGAGE LLC
Oct 19, 2022Deed of Trust, Mortgage · Line of Credit
MEMBERS EXCHANGE CREDIT UNION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 13, 2021
Deed SaleSep 13, 2021
Prior SaleApr 23, 2014 · Amount on Record
Deed Book / Page2021 / 23755
Prior Transfer DateOct 6, 2016
Prior Transfer Doc0000024281
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANKIN MS
Property Address638 CLIFFVIEW DR, BRANDON, MS 39047-9184
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011531
DateAug 27, 2021
Book Page3021/11531
Lender
NameOPEN MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANKIN MS
Property Address638 CLIFFVIEW DR, BRANDON, MS 39047-9184
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000105716
DateOct 19, 2022
Book Page3022/105716
Lender
NameMEMBERS EXCHANGE CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueNov 1, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyRankin County
Unified School DistrictRankin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,795.00 (+0.04%) Homeowner's exemption$27,256 (+1.72%)
2024$2,794.00 (+24.29%)$272,560 (+1.72%) Land $40,000 Building $232,560
2023$26,794
2021$267,940 Land $40,000 Building $227,940
2019$2,248.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 50 policies
Nearby Flood Policies50 in force
Nearby Flood Claims18 (2003–2018)
Claims Outside the SFHA3 of 18
Most Recent ClaimSep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 59% of Mississippi
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPRVWSD-PELAHATCHIE BAY
state or territorial government · serves 11,790 people · EPA ID MS0610036
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Telapex
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35

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