638 Chestnut Pl, Secaucus, NJ 07094 Property Records

Hudson County and Secaucus Town property record for 638 Chestnut Pl, Secaucus, NJ 07094

Property Summary

Property TypeSingle Family Home
Details4,223 sqft · built 1967
Lot Size0.138 acres (5,998 sqft)
Owner2 Individual Names on Record
Last Sale$585,000 (May 2021)
Tax Bill$15,173 (2025)
Deeds & MortgagesDec 2025 Mortgage
May 2021 Sale & Mortgage
APN09-00090-0000-00015

Property Details

APN / Parcel Number

Primary APN09-00090-0000-00015
Alternative APNs
  • 090009000015
  • 00002274

Interior

Stories2 Stories
Building Area4,223 sqft Living Area

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleColonial
Construction TypeFrame
Lot Area5,998 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number00002274
Street Address638 CHESTNUT PL
CitySECAUCUS
StateNJ
Zip07094-3204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRZASECA
Legal SubdivisionTOWN/SECAUCUS
Legal Block90
Legal Lot Number15
JurisdictionHUDSON NJ
Township / Civil DivisionSECAUCUS
Census Block Group4
Census Block4010
Census Tract20000

Owner

Source: Hudson County and Secaucus Town records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address638 CHESTNUT PL, SECAUCUS, NJ 07094-3204
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2025Deed of Trust, Mortgage · Conventional Mortgage
LUMINATE BANK
May 19, 2021Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2021 · Amount on Record
Deed SaleMay 19, 2021 · Amount on Record
Deed Document Number202110048300
Deed Book / Page9563 / 374
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUDSON NJ
Property Address638 CHESTNUT PL, SECAUCUS, NJ 07094-3204
Transaction TypeMortgage
Record UpdatedJan 7, 2026
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address631 CHESTNUT PL, SECAUCUS, NJ 07094-3203

Mortgage

Document Number20251202060110250
DateDec 2, 2025
Book Page20863/754
Instrument20251202060110250
Lender
NameLUMINATE BANK
TypeBank
AddressMINNEAPOLIS, MN 55405
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionHUDSON NJ
Recording DateMay 19, 2021
Property Address638 CHESTNUT PL, SECAUCUS, NJ 07094-3204
Document Number20210519010048300
Book / Page9563 / 374
Instrument DateApr 15, 2021
Instrument20210519010048300
Transaction TypeTransfer
Record UpdatedJul 13, 2021
Title CompanyFIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,047.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6 HARRY COURT, 6, MARLBORO, NJ 07746

Transferred To (Grantee/Buyer)

NameVerified Name
Address638 CHESTNUT PL, SECAUCUS, NJ 07094-3204

Mortgage

Document Number20210519060106810
DateMay 19, 2021
Book Page19935/349
Instrument20210519060106810
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Hudson County and Secaucus Town assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyHudson County
MunicipalitySecaucus Town
Unified School DistrictSecaucus Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$355,500 (-) Land $121,400 Building $249,100$355,500 (-4.05%) Land $121,400 Building $249,100
2025$15,173.00 (+0.09%)$355,500 (-4.05%)$370,500 (-) Land $121,400 Building $249,100
2024$15,160.00 (+8.74%)
2023$370,500 Land $121,400 Building $249,100$370,500 Land $121,400 Building $249,100
2022$13,941.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims14 (1978–2021)
Claims Outside the SFHA8 of 14
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband.

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