638 Cherry Ave, San Bruno, CA 94066 Property Records

San Mateo County property record for 638 Cherry Ave, San Bruno, CA 94066

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,420 sqft · built 1949
Lot Size	0.116 acres (5,072 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,509 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-047-010`

Property Details

APN / Parcel Number

Primary APN	`020-047-010`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,420 sqft Living Area
1st Floor Area	1,190 sqft
Family Room	Family Room

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	5,072 sqft (0.116 acres)
Lot Dimensions	101 ft deep x 50 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	638 CHERRY AVE
City	SAN BRUNO
State	CA
Zip	94066-2911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 14 BLOCK 21 MILLS PARK MAP NO 4 RSM 29/5 CITY OF SAN BRUNO
Legal Subdivision	MILLS PARK MAP NO 4
Legal Block	21
Legal Lot Number	14
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	2
Census Block	2005
Census Tract	604000

Owner

638 Cherry Ave is owner-occupied and held in a trust since July 2014.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	638 CHERRY AVE, SAN BRUNO, CA 94066-2911
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 29, 2014
Transfer Doc	0000071380
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	638 CHERRY AVE, SAN BRUNO, CA 94066-2911
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021137
Date	Mar 26, 2019
Instrument	2019-021137

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 5, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	638 CHERRY AVE, SAN BRUNO, CA 94066-2911
Document Number	0000039280
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	638 CHERRY AVE SAN BRUNO CA 940662911, SAN BRUNO, CA 94066-2911

Mortgage

Document Number	0000039280
Date	May 1, 2020
Instrument	39280

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 638 Cherry Ave was $2,509 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Bruno City
Elementary School District	San Bruno Park Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,004 (+2%) Land $32,482 Building $89,522
2025	$2,509.00 Homeowner's exemption	$119,613 Land $31,846 Building $87,767
2023	$1,267.00 (+1.28%) Homeowner's exemption	$114,970 Land $30,610 Building $84,360	$1,452,960
2022	$1,251.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 638 Cherry Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 638 Cherry Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN BRUNO serves 42,631 people · EPA ID CA4110023
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile, Verizon.

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