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638 Chambers St E, Lehigh Acres, FL 33974 Property Records

Lee County property record for 638 Chambers St E, Lehigh Acres, FL 33974

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,223 sqft · built 2007
Lot Size0.232 acres (10,097 sqft)
Owner2 Individual Names on File
Last Sale$264,000 (Jun 2021)
Tax Bill$3,187 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Jun 2021 Sale
Flood ZoneZone X (minimal risk)
APN09-45-27-04-00018.0160

Property Details

APN / Parcel Number

Primary APN09-45-27-04-00018.0160
Alternative APNs
  • 09-45-27-L3-04018.0160
  • 270945L3040180160
  • 10407881

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,223 sqft Living Area
Gross Area2,844 sqft
1st Floor Area2,007 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2008
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area10,097 sqft (0.232 acres)
Garage TypeAttached
Garage Area570 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area267 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10407881
Street Address638 CHAMBERS ST E
CityLEHIGH ACRES
StateFL
Zip33974-9572
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionLEHIGH ACRES UNIT 4 BLK 18 PB 27 PG 183 LOT 16
Legal Range27E
Legal Township45S
Legal Section09
Legal SubdivisionLEHIGH ACRES
Legal Tract04
Legal Block18
Legal Lot Number16
Legal Unit4
JurisdictionLEE FL
Township / Civil DivisionLEHIGH ACRES
Census Block Group2
Census Block2035
Census Tract40315

Owner

Source: Lee County records · APN 09-45-27-04-00018.0160

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address638 CHAMBERS ST E, LEHIGH ACRES, FL 33974-9572
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2022Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU
Jun 30, 2021Warranty Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 30, 2021 · Amount on Record
Deed SaleJun 30, 2021 · Amount on Record
Prior SaleJun 07, 2012 · Amount on Record
Deed Document Number2021217018
Record UpdatedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address638 CHAMBERS ST E, LEHIGH ACRES, FL 33974-9572
Transaction TypeMortgage
Record UpdatedMar 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address638 CHAMBERS ST E, LEHIGH ACRES, FL 33974-9572

Mortgage

Document Number0000083560
DateMar 14, 2022
Instrument2022000083560
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33660
Agreement
TypeLine of Credit
AmountAmount Recorded
Term276 Months
DueMar 13, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJun 30, 2021
Property Address638 CHAMBERS ST E, LEHIGH ACRES, FL 33974-9572
Document Number0000217018
Map ReferenceMB 27 PG 183
Instrument DateJun 30, 2021
Instrument2021000217018
Transaction TypeTransfer
Record UpdatedJul 21, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
Tax$1,848.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12921 VILLAGE GATE CT, 12921, FORT MYERS, FL 33913-7639

Transferred To (Grantee/Buyer)

NameVerified Name
Address638 CHAMBERS ST E, LEHIGH ACRES, FL 33974-9572

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,187.00 (-7.38%) Homeowner's exemption$235,311 (-9.88%) Land $21,285 Building $214,026$235,311 (-19.32%) Land $21,285 Building $214,026
2023$3,441.00 (+4.97%) Homeowner's exemption$261,095 (+3%)$291,645 (+15.05%) Land $11,999 Building $279,646
2022$3,278.00 Homeowner's exemption$253,490 Land $8,000 Building $245,490$253,490 Land $8,000 Building $245,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 23, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force

Wildfire

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
T-Mobile USA
Fiber		5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
Lumen Technologies
DSL · Fiber in parts of the area		140 / 20

Based on FCC filings for 81 locations within half a mile of this property.

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