638 Bridge Ln, Ocean View, DE 19970 Property Records

Sussex County property record for 638 Bridge Ln, Ocean View, DE 19970

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,924 sqft · built 2019
Lot Size	0.295 acres (12,837 sqft)
Owner	Individual Name on Record
Last Sale	$99,900 (Jul 2019)
Tax Bill	$1,196 (2026)
Deeds & Mortgages	Dec 2021 Refinance Nov 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`134-12.00-1314.00`

Property Details

APN / Parcel Number

Primary APN	`134-12.00-1314.00`

Interior

Bedrooms	4 Beds
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,924 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,837 sqft (0.295 acres)
Lot Dimensions	151 ft deep x 68 ft wide
Garage Type	Mixed
Garage Area	93 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	638 BRIDGE LN
City	OCEAN VIEW
State	DE
Zip	19970-9790
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	WHITES CREEK MANOR LOT 2 BLK C SEC 3
Legal Subdivision	WHITES CREEK
Legal Block	C
Legal Lot Number	2
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	1
Census Block	1015
Census Tract	51307

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	638 BRIDGE LN, OCEAN VIEW, DE 19970-9790
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MANUFACTURERS & TRADERS TRUST CO
Nov 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Nov 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE AMERICA INC
Jul 16, 2019	Grant Deed, Transfer ATTORNEY ONLY
Jun 1, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2019 · Amount on Record
Deed Sale	Jul 16, 2019 · Amount on Record
Prior Sale	Jun 1, 2017
Deed Document Number	201925309
Deed Book / Page	5090 / 139
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	638 BRIDGE LN, OCEAN VIEW, DE 19970-9790
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0205820261
Date	Dec 3, 2021
Book Page	20582/261
Instrument	20210000074481

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	638 BRIDGE LN, OCEAN VIEW, DE 19970-9790
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0179550141
Date	Nov 19, 2019
Book Page	17955/141
Instrument	20190000044151

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	638 BRIDGE LN, OCEAN VIEW, DE 19970-9790
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190780043
Date	Nov 25, 2020
Book Page	19078/43
Instrument	20200000058401

Lender

Name	MORTGAGE AMERICA INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX DE
Recording Date	Jul 16, 2019
Property Address	638 BRIDGE LN, OCEAN VIEW, DE 19970-9790
Document Number	0050900139
Book / Page	005090 / 000139
Instrument Date	Jul 15, 2019
Instrument	25309
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$299.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	337 E 6TH ST BOYERTOWN PA 195121211, BOYERTOWN, PA 19512-1211

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUSSEX DE
Recording Date	Jun 1, 2017
Property Address	638 BRIDGE LN, OCEAN VIEW, DE 19970-9790
Document Number	0047160205
Book / Page	004716 / 000205
Instrument Date	May 31, 2017
Instrument	20558
Transaction Type	Transfer
Record Updated	Aug 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11850 TRIADELPHIA RD ELLICOTT CITY MD 210421004, ELLICOTT CITY, MD 21042-1004

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,196.00 (-1.32%)	$3,000 (-) Land $3,000	$456,200 (-) Land $111,000 Building $345,200
2025	$1,212.00 (-18.71%)	$3,000 (-) Land $3,000	$456,200 (+687.91%) Land $111,000 Building $345,200
2023	$1,491.00	$3,000 Land $3,000	$57,900 Land $6,000 Building $51,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 511 individual policies
Nearby Flood Policies	995 units insured incl. 484 condo units
Nearby Flood Claims	8 (2012–2025)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 91% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHANY BAY PUMP DISTRICT private · serves 52,684 people · EPA ID DE0000221
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bloosurf Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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