638 BONHAM DR LAVON TX 751661763, LAVON, TX 75166-1763
Mortgage
Document Number
544670
Date
Apr 16, 2020
Instrument
544670
Lender
Name
VETERANS UNITED HM LNS
Type
Funding / Finance Company
Address
COLUMBIA, MO 65203
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Apr 15, 2050
April 2018: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
COLLIN TX
Recording Date
Apr 5, 2018
Property Address
638 BONHAM DR, LAVON, TX 75166-1763
Document Number
0000422220
Instrument Date
Apr 5, 2018
Instrument
422220
Transaction Type
Transfer
Record Updated
Apr 18, 2018
Title Company
LAWYERS TITLE
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
5345 COUNTY ROAD 660 FARMERSVILLE TX 754425827, FARMERSVILLE, TX 75442-5827
Mortgage
Document Number
422230
Date
Apr 5, 2018
Instrument
422230
Lender
Name
GUARDIAN MTG & INVS
Type
Mortgage Company
Address
RICHARDSON, TX 75083
Agreement
Amount
Amount on Record
Term
360 Months
Due
Apr 4, 2048
Tax Assessment & Valuation
The 2025 property tax bill for 638 Bonham Dr was $4,754 with a homeowner's exemption, down 11.9% from the year before.
Source: Collin County assessment roll, as of March 16, 2026
Property Jurisdictions
Type
Name
State
Texas
County
Collin County
Municipality
Lavon City
Unified School District
Community Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$4,754.00 (-11.88%)Homeowner's exemption
$320,267Land $85,000Building $235,267
$320,267Land $85,000Building $235,267
2024
$5,395.00
2023
$344,992Land $85,000Building $259,992
$344,992Land $85,000Building $259,992
2022
$5,600.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 638 Bonham Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
6 in force
Nearby Flood Claims
3 (2015–2019)
Claims Outside the SFHA
3 of 3
Most Recent Claim
May 2019 · other causes
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 638 Bonham Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood
0.03% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
BEAR CREEK SUD serves 15,822 people · EPA ID TX0430037
Water Source
Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection
Jan 2025
Lead
1 ppb (2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Frontier Fiber
7,000 / 7,000
Pavlov Media Fiber
1,000 / 1,000
Spectrum Cable
1,000 / 1,000
Wi-Five Broadband Fixed Wireless
100 / 100
T-Mobile Fixed Wireless
100 / 20
May also be available: 360 Broadband, Nextlink, Rise Broadband, Verizon.