638 Bond Rd, Cairo, GA 39827 Property Records

Grady County property record for 638 Bond Rd, Cairo, GA 39827

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,400 sqft · built 1971
Lot Size	6 acres (261,360 sqft)
Owner	Company Name on Record
Last Sale	$215,000 (Apr 2023)
Tax Bill	$1,805 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00500005`

Property Details

APN / Parcel Number

Primary APN	`00500005`
Alternative APN	`3598`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,400 sqft Heated Area
Gross Area	840 sqft
1st Floor Area	1,400 sqft
Utility Area	100 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Paneling

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1981
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Metal
Lot Area	261,360 sqft (6 acres)
Garage Type	Carport
Garage Area	380 sqft
Carport	Carport
Carport Area	380 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	24 sqft
Pole Barn	720 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Account Number	3598
Street Address	638 BOND RD
City	CAIRO
State	GA
Zip	39827-4550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PICTURE 2-20-08
Jurisdiction	GRADY GA
Township / Civil Division	CAIRO
Census Block Group	1
Census Block	1011
Census Tract	950300

Owner

Source: Grady County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	303 JORDAN RD, CAIRO, GA 39827-4611
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK
Jan 30, 2017	Deed of Trust, Mortgage FIRST NATIONAL BANK OF DECATUR COUNTY
Apr 14, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2023 · Amount on Record
Deed Sale	Apr 17, 2023 · Amount on Record
Prior Sale	Aug 3, 1963
Deed Document Number	2023326
Deed Book / Page	924 / 738
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Recording Date	Jun 26, 2026
Property Address	638 BOND RD, CAIRO, GA 39827-4550
Document Number	0980000201
Book / Page	980 / 201
Instrument Date	Jun 18, 2026
Transaction Type	Mortgage
Record Updated	Jul 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 JORDAN RD, CAIRO, GA 39827-4611
Investor	Possibly a Property Investor

Mortgage

Document Number	0980000201,
Date	Jun 26, 2026
Book Page	980/201

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jun 1, 2029

Interest

Rate	6.51%
Max Rate	-1%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	638 BOND RD, CAIRO, GA 39827-4550
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000813/43
Date	Jan 30, 2017
Book Page	813/43

Lender

Name	FIRST NATIONAL BANK OF DECATUR COUNTY
Type	Bank

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Feb 1, 2020

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Apr 14, 2023
Property Address	638 BOND RD, CAIRO, GA 39827-4550
Document Number	000924/738
Book / Page	924 / 738
Instrument Date	Apr 14, 2023
Instrument	2023-000326
Transaction Type	Transfer
Record Updated	Jan 16, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 JORDAN RD, CAIRO, GA 39827-4611

Tax Assessment & Valuation

Source: Grady County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Grady County
Unified School District	Grady County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,805.00 (+5,916.67%)	$73,860 (+62.5%) Land $16,130 Building $57,730	$184,650 (+62.5%) Land $40,326 Building $144,324
2023	$30.00	$45,453 Land $10,800 Building $34,653	$113,633 Land $27,000 Building $86,633

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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