638 Binnacle St, Oxnard, CA 93035 Property Records

Ventura County property record for 638 Binnacle St, Oxnard, CA 93035 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1997
Square Footage	2,133 sqft Living Area
Lot Size	6,000 sqft (0.138 acres)
Occupancy	Owner Occupied
Last Sale	$655,000 (2005)
Tax Bill	$11,407.00 (2025)

Owner

Source: Ventura County records · APN 185-0-163-055

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	638 BINNACLE ST, OXNARD, CA 93035-1224
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 28, 2005 · Amount on Record
Deed Sale	Apr 28, 2005 · Amount on Record
Deed Doc Number	2005103342
Record Refreshed	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	638 BINNACLE ST, OXNARD, CA 93035-1224
Document Number	0000198518
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 BINNACLE ST OXNARD CA 930351224, OXNARD, CA 93035-1224

Mortgage

Document Number	0000198518
Date	Nov 20, 2020
Instrument	198518

Lender

Name	E & S FINANCIAL GROUP INC E & S FINANCIAL GROUP INC
Type	Bank
Address	VENTURA, CA 93003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2050

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$931,257 (+2%) Land $465,630 Building $465,627
2025	$11,407.00 (+11.03%)	$912,998 (+11.89%) Land $456,500 Building $456,498
2024	$10,274.00 (+2.94%)
2023	$9,981.00 (+5.65%)	$816,000 Land $530,000 Building $286,000
2022	$9,447.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 4% of the US · above 3% of California
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`185-0-163-055`
Alternative APN	`1830160495`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,133 sqft Living Area
1st Floor	2,133 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	6,000 sqft (0.138 acres)
Parking Spaces	2 Parking Spaces
Garage Area	471 sqft Garage
Porch	Porch
Porch Area	161 sqft Porch
Storage Building	115 sqft Storage Building

Location & Zoning

Street Address	638 BINNACLE ST
City	OXNARD
State	CA
Zip	93035-1224
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TRACT: 484005 LOT: 193 REF: 126MR 63
Legal Subdivision	4840-5
Legal Tract	484005
Legal Block	163
Legal Lot Number	193
Jurisdiction	VENTURA CA
Minor Civil Division	OXNARD
Census Blockgroup	2
Census Block	2002
Census Tract	3608