638 Berwick Ct, Abingdon, MD 21009 Property Records

Harford County property record for 638 Berwick Ct, Abingdon, MD 21009

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,872 sqft · built 2006
Lot Size	0.076 acres (3,300 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Oct 2025)
Tax Bill	$3,460 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-363557`

Property Details

APN / Parcel Number

Primary APN	`01-363557`
Alternative APN	`363557`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,872 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,300 sqft (0.076 acres)
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	363557
Street Address	638 BERWICK CT
City	ABINGDON
State	MD
Zip	21009-2649
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3COS
Legal Description	LOT 102 3300 SF 638 BERWICK COURT MONMOUTH MEAD P 117/65
Legal Subdivision	PHASE VI MONMOUTH MEADOWS
Legal Lot Number	102
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	4
Census Block	4008
Census Tract	301202

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	638 BERWICK CT, ABINGDON, MD 21009-2649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jul 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC
Oct 24, 2025	Deed, Transfer · FHA Mortgage NFM LENDING
May 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2025 · Amount on Record
Deed Sale	Oct 24, 2025 · Amount on Record
Prior Sale	Aug 3, 2006 · Amount on Record
Deed Book / Page	16861 / 273
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Recording Date	Jul 22, 2026
Property Address	638 BERWICK CT, ABINGDON, MD 21009-2649
Document Number	1721000013
Book / Page	17217 / 13
Instrument Date	Jul 14, 2026
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	AVENUE 365 LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	638 BERWICK CT, ABINGDON, MD 21009-2649

Mortgage

Document Number	1721000013,
Date	Jul 22, 2026
Book Page	17217/13

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	638 BERWICK CT, ABINGDON, MD 21009-2649
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	MIDATLANTIC SETTLEMENT SERVICES LL, MID ATLANTIC STLMT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 BERWICK CT, ABINGDON, MD 21009-2649

Mortgage

Document Number	0167250456
Date	Jul 9, 2025
Book Page	16725/456

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Lending Institution
Address	BATON ROUGE, LA 70809

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Jan 1, 2026

Interest

Rate Type	Adjustable Rate
Rate	8.48%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2025
Change Frequency	Monthly
Min Rate At Change	7.48%
Max Rate At Change	9.48%
Index	SOFR Average 30-Day
Max Rate	13.4%

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 24, 2025
Property Address	638 BERWICK CT, ABINGDON, MD 21009-2649
Document Number	0168610273
Book / Page	16861 / 273
Map Reference	MB 117 FO 65
Instrument Date	Oct 1, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	BLACK OAK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	638 BERWICK CT, ABINGDON, MD 21009-2649

Mortgage

Document Number	0016861281
Date	Oct 24, 2025
Instrument	16861/281

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	638 BERWICK CT, ABINGDON, MD 21009-2649
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0128010459
Date	May 2, 2018
Book Page	12801/0459

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2033

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$378,900 (+7.33%) Land $75,500 Building $303,400	$378,900 (-) Land $75,500 Building $303,400
2025	$3,460.00 (+8.33%) Homeowner's exemption	$353,033 (+17.17%)	$378,900 (+25.76%) Land $75,500 Building $303,400
2023		$301,300 Land $75,500 Building $225,800	$301,300 Land $75,500 Building $225,800
2022	$3,194.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Berwick Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures