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638 Bay Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 638 Bay Rd, Webster, NY 14580

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,384 sqft · built 1949
Lot Size0.47 acres (20,473 sqft)
Owner2 Individual Names on Record
Last Sale$75,500 (Nov 1998)
Tax Bill$5,109 (2026)
Deeds & MortgagesMar 2021 Mortgage
Jul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN265489 063.15-1-32

Property Details

APN / Parcel Number

Primary APN265489 063.15-1-32
Alternative APNs
  • 54890631500001032000
  • 02393410000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,384 sqft Living Area
1st Floor Area712 sqft
2nd Floor Area672 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleColonial
Exterior MaterialWood
Lot Area20,473 sqft (0.47 acres)
Lot Dimensions247 ft deep x 81.3 ft wide
Garage TypeAttached
Garage Area354 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area372 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02393410000
Street Address638 BAY RD
CityWEBSTER
StateNY
Zip14580-1241
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0062-14-07 BAY RD GARD L41 0096097
Legal SubdivisionBAY ROAD GARDEINS
Legal Block1
Legal Lot Number32.000
JurisdictionMONROE NY
Township / Civil DivisionWEBSTER
Census Block Group2
Census Block2016
Census Tract11203

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address638 BAY RD, WEBSTER, NY 14580-1241
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 9, 2018Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 1998 · Amount on Record
Deed SaleNov 2, 1998 · Amount on Record
Deed Book / Page9082 / 201
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address638 BAY RD, WEBSTER, NY 14580-1241
Transaction TypeMortgage
Record UpdatedApr 26, 2021
Title CompanyVANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address638 BAY RD, WEBSTER, NY 14580-1241

Mortgage

Document Number0000000186
DateMar 15, 2021
Book Page29087/186
Instrument202103150616
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 1, 2051

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address638 BAY RD, WEBSTER, NY 14580-1241
Document Number0000000364
Instrument DateJul 9, 2018
Transaction TypeMortgage
Record UpdatedAug 1, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address638 BAY RD WEBSTER NY 145801241, WEBSTER, NY 14580-1241

Mortgage

Document Number0000000364
DateJul 13, 2018
Book Page027678/000142
Instrument364
Lender
NameSUMMIT FCU
TypeCredit Union
AddressROCHESTER, NY 14626
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJul 12, 2028

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
County SubdivisionWebster Town
Unified School DistrictWebster Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,109.00 (+12.04%) Homeowner's exemption
2025$4,560.00 (+8.26%)$108,000 (-) Land $30,300 Building $77,700$225,000 (+20.84%) Land $63,125 Building $161,875
2023$108,000 (-) Land $30,300 Building $77,700$186,200 (+10.31%) Land $52,239 Building $133,961
2022$108,000 Land $30,300 Building $77,700$168,800 Land $47,358 Building $121,442
2021$4,212.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCWA
public/private · serves 525,262 people · EPA ID NY2701047
Water SourceSurface water
Last State InspectionDec 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber		8,000 / 8,000
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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