638 Ballenger Rd, Flat Rock, NC 28731 Property Records

Henderson County property record for 638 Ballenger Rd, Flat Rock, NC 28731

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,288 sqft · built 2000
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on File
Tax Bill	$1,114 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9588531397`

Property Details

APN / Parcel Number

Primary APN	`9588531397`
Alternative APNs	`9943150` `1012715`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,288 sqft Heated Area
1st Floor Area	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,511 sqft (0.93 acres)
Porch	Slab
Deck Area	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1012715
Street Address	638 BALLENGER RD
City	FLAT ROCK
State	NC
Zip	28731-5765
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	1012715~R1
Legal Description	SR1791 ON BALLENGER RD
Legal Block	53
Legal Lot Number	1397
Jurisdiction	HENDERSON NC
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1032
Census Tract	930302

Owner

638 Ballenger Rd, a mobile home, is owned by an individual.

Source: Henderson County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	660 BALLENGER RD, FLAT ROCK, NC 28731-5765
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2019	Deed of Trust, Mortgage TELCO CMNTY CU
Dec 4, 2017	Deed of Trust, Mortgage TELCO CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	638 BALLENGER RD, FLAT ROCK, NC 28731-5765
Document Number	0033770211
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 BALLENGER RD FLAT ROCK NC 287315765, FLAT ROCK, NC 28731-5765

Mortgage

Document Number	0033770211
Date	Aug 23, 2019
Book Page	003377/000211
Instrument	909625

Lender

Name	TELCO CMNTY CU
Type	Credit Union
Address	ASHEVILLE, NC 28806

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 22, 2034

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	638 BALLENGER RD, FLAT ROCK, NC 28731-5765
Document Number	0031400582
Instrument Date	Dec 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	ATTORNEY'S TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 BALLENGER RD FLAT ROCK NC 287315765, FLAT ROCK, NC 28731-5765

Mortgage

Document Number	0031400582
Date	Dec 12, 2017
Book Page	003140/000582
Instrument	875400

Lender

Name	TELCO CMNTY CU
Type	Credit Union
Address	ASHEVILLE, NC 28806

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 11, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 638 Ballenger Rd was $1,114.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,700 Land $38,700 Building $160,000
2025	$1,114.00
2023		$198,700 Land $38,700 Building $160,000	$198,700 Land $38,700 Building $160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 638 Ballenger Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2012 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 638 Ballenger Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ballenger Rd

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