Montgomery County property record for 638 Bader Rd, Hermann, MO 65041
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3.87 acres (168,577 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $883 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 14-9.0-32-000-000-001.002 |
| Primary APN | 14-9.0-32-000-000-001.002 |
|---|
| Lot Area | 168,577 sqft (3.87 acres) |
|---|
| Street Address | 638 BADER RD |
|---|---|
| City | HERMANN |
| State | MO |
| Zip | 65041-2201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 32-47-5 PT W12 NE |
| Legal Range | 05 |
| Legal Township | 47 |
| Legal Section | 32 |
| Jurisdiction | MONTGOMERY MO |
| Township / Civil Division | LOUTRE |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 970300 |
Source: Montgomery County records · APN 14-9.0-32-000-000-001.002
Assessment roll updated August 28, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 638 BADER RD, HERMANN, MO 65041-2201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Montgomery County records · Assessment roll updated August 28, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Montgomery County |
| Unified School District | Gasconade County R-I School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $883.00 (-0.45%) | $15,680 (+3.16%) | $82,500 (+3.13%) |
| 2023 | $15,200 | $80,000 | |
| 2022 | $887.00 |
Source: FEMA National Flood Hazard Layer as of May 18, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 10 (1995–2024) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Kingdom Telephone Company Fiber | 1,000 / 1,000 |
| Callabyte Technology Fiber | 1,000 / 1,000 |
Based on FCC filings for 4 locations within half a mile of this property.
4G LTE only, no 5G reported
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MONTGOMERY CO PWSD 1 serves 3,850 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Aug 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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