Merced County property record for 638 Andrea Dr, Merced, CA 95348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,616 sqft · built 2020 |
| Lot Size | 0.127 acres (5,522 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $336,500 (Dec 2020) |
| Tax Bill | $5,216 (2025) |
| Deeds & Mortgages | May 2026 Sale May 2026 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 224-230-024-000 |
| Primary APN | 224-230-024-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,616 sqft Living Area |
| 1st Floor Area | 1,616 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 5,522 sqft (0.127 acres) |
| Garage Type | Attached |
| Garage Area | 390 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 224-230-024 |
|---|---|
| Street Address | 638 ANDREA DR |
| City | MERCED |
| State | CA |
| Zip | 95348-9658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 41 BELLEVUE RANCH WEST VILLAGE 12 PH 3 |
| Legal Subdivision | 5360 BELLEVUE RANCH WEST VILLA |
| Legal Lot Number | 41 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1007 |
Source: Merced County assessment roll, as of July 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 638 ANDREA DR, MERCED, CA 95348-9658 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| May 26, 2026 | Grant Deed, Transfer NONE LISTED ON DOCUMENT |
| May 26, 2026 | Grant Deed, Transfer · Line of Credit ITE CREDIT UNION |
| Oct 31, 2023 | Intrafamily Transfer, Transfer |
| Dec 22, 2020 | Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 6, 2018 | Deed of Trust, Construction Loan · Line of Credit HOUSING CAP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 22, 2020 · Amount on Record |
| Deed Sale | Dec 22, 2020 · Amount on Record |
| Deed Document Number | 202049409 |
| Last Transfer Date | Oct 30, 2023 |
| Transfer Doc | 0000026041 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | May 26, 2026 |
| Property Address | 638 ANDREA DR, MERCED, CA 95348-9658 |
| Document Number | 0000013316 |
| Instrument Date | May 19, 2026 |
| Instrument | 202613316 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 638 ANDREA DR, MERCED, CA 95348-9658 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | May 26, 2026 |
| Property Address | 638 ANDREA DR, MERCED, CA 95348-9658 |
| Document Number | 0000013314 |
| Instrument Date | May 18, 2026 |
| Instrument | 202613314 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 638 ANDREA DR, MERCED, CA 95348-9658 |
| Document Number | 0000013315, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 202613315 |
| Name | ITE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Oct 31, 2023 |
| Property Address | 638 ANDREA DR, MERCED, CA 95348-9658 |
| Document Number | 0000026041 |
| Map Reference | VOL 80 PG 12-16 |
| Instrument Date | Oct 30, 2023 |
| Instrument | 2023026041 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 638 ANDREA DR, MERCED, CA 95348-9658 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Dec 22, 2020 |
| Property Address | 638 ANDREA DR, MERCED, CA 95348-9658 |
| Document Number | 0000049409 |
| Map Reference | VOL 80 PG 12-16 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 2020049409 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 638 ANDREA DR, MERCED, CA 95348-9658 |
| Document Number | 0000049410 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 2020049410 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Sep 6, 2018 |
| Property Address | 638 ANDREA DR, MERCED, CA 95348-9658 |
| Document Number | 0000027732 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 27732 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 11, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 923 E PACHECO BLVD #C LOS BANOS CA 936354327, C, LOS BANOS, CA 93635-4327 |
| Investor | Possibly a Property Investor |
| Document Number | 0000027732 |
|---|---|
| Date | Sep 6, 2018 |
| Instrument | 27732 |
| Name | HOUSING CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | 265 E RIVER PARK CIR # 460, FRESNO, CA 93720-1581 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Merced County assessment roll, as of July 16, 2025
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,216.00 (+6.97%) Homeowner's exemption | $363,748 (+4.04%) Land $86,593 Building $277,155 |
| 2023 | $4,876.00 (+2.29%) Homeowner's exemption | $349,626 Land $83,232 Building $266,394 |
| 2022 | $4,767.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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