638 Andover Rd, Mansfield, OH 44907 Property Records

Richland County property record for 638 Andover Rd, Mansfield, OH 44907

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,880 sqft · built 1949
Lot Size	0.258 acres (11,252 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jul 2022)
Tax Bill	$2,967 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit Dec 2011 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`027-07-033-13-000`

Property Details

APN / Parcel Number

Primary APN	`027-07-033-13-000`
Alternative APN	`04094`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,880 sqft Living Area
1st Floor Area	1,324 sqft
Basement Area	540 sqft
Finished Basement	540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Other
Lot Area	11,252 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Terrain	Rolling
Garage Type	Mixed
Garage Area	530 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	514 sqft
Patio Area	514 sqft
Poultry House	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	638 ANDOVER RD
City	MANSFIELD
State	OH
Zip	44907-1910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10302 & 10303 W 1/2 75 X 150
Jurisdiction	RICHLAND OH
Township / Civil Division	MANSFIELD
Census Block Group	2
Census Block	2019
Census Tract	1200

Owner

Source: Richland County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	638 ANDOVER RD, MANSFIELD, OH 44907-1910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2018	Deed of Trust, Mortgage · Line of Credit MECHANICS BANK
Dec 27, 2011	Deed of Trust, Mortgage MECHANICS BANK
May 15, 2014	Deed of Trust, Mortgage · Conventional Mortgage MECHANICS BANK
Jul 6, 2022	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jun 22, 2018	Deed of Trust, Mortgage · Line of Credit MECHANICS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2022 · Amount on Record
Deed Sale	Jul 6, 2022 · Amount on Record
Prior Sale	Aug 10, 2009 · Amount on Record
Deed Document Number	20228456
Deed Book / Page	2992 / 5996
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	638 ANDOVER RD, MANSFIELD, OH 44907-1910
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02632/0697
Date	Jun 22, 2018
Book Page	2632/0697
Instrument	201800007433

Lender

Name	MECHANICS BANK
Type	Bank
Address	MANSFIELD, OH 44902

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	638 ANDOVER RD, MANSFIELD, OH 44907-1910
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02100/0473
Date	Dec 27, 2011
Book Page	2100/0473
Instrument	201100014164

Lender

Name	MECHANICS BANK
Type	Bank
Address	MANSFIELD, OH 44902

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.59%
Change Frequency	Annually
Index	1-Year T-Bill

May 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	638 ANDOVER RD, MANSFIELD, OH 44907-1910
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02307/0676
Date	May 15, 2014
Book Page	2307/0676
Instrument	201400005424

Lender

Name	MECHANICS BANK
Type	Bank
Address	MANSFIELD, OH 44902

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	161 Months
Due	Oct 26, 2027

Interest

Rate Type	Fixed Rate

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Jul 6, 2022
Property Address	638 ANDOVER RD, MANSFIELD, OH 44907-1910
Document Number	02992/5996
Book / Page	2992 / 5996
Map Reference	VOL 12 P 23
Instrument Date	Jun 13, 2022
Instrument	202200008456
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	FIRST PROTECTION TITLE AGENCY, FIRST PROTECTION TITLE AGENC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 ANDOVER RD, MANSFIELD, OH 44907-1910
Investor	Possibly a Property Investor

Mortgage

Document Number	202200008457
Date	Jul 6, 2022
Instrument	202200008457

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	638 ANDOVER RD, MANSFIELD, OH 44907-1910
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2632/0697
Date	Jun 22, 2018
Book Page	2632/0697
Instrument	201800007433

Lender

Name	MECHANICS BANK
Type	Bank
Address	MANSFIELD, OH 44902

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
Municipality	Mansfield City
Unified School District	Mansfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,967.00	$64,820 (-) Land $8,460 Building $56,360
2024	$2,967.00 (-1.98%) Homeowner's exemption	$64,820 (-) Land $8,460 Building $56,360
2023	$3,027.00 (+38.85%) Homeowner's exemption	$64,820 (+66.08%) Land $8,460 Building $56,360	$185,200 (+66.05%) Land $24,180 Building $161,020
2022	$2,180.00 Homeowner's exemption	$39,030 Land $7,560 Building $31,470
2020			$111,530 Land $21,610 Building $89,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANSFIELD CITY serves 51,000 people · EPA ID OH7002914
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025 Turbidity resolved · Jan 2025
Treatment and Procedure	Lead service line inventory Oct 2024 Corrosion control Jan 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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