638 7th St, Lake Charles, LA 70601 Property Records

Calcasieu Parish property record for 638 7th St, Lake Charles, LA 70601

Property Summary

Property Type	Single Family Home
Lot Size	0.022 acres (988 sqft)
Owner	Individual Name on Record
Tax Bill	$935 (2025)
Deeds & Mortgages	May 2023 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`00558486`

Property Details

APN / Parcel Number

Primary APN	`00558486`

Exterior

Lot Area	988 sqft (0.022 acres)

Location & Zoning

Street Address	638 7TH ST
City	LAKE CHARLES
State	LA
Zip	70601-6163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	@051008-0654- 0004 0000 LOT 4, GAULDEN SUB OF BLK 14, AMELIA CORMIER SUB SUBDIV GAULDEN BLK 14 A CORMIER, BLOCK , LOT 0004, U
Legal Range	08
Legal Township	10
Legal Section	05
Legal Subdivision	GAULDEN SUB
Legal Block	14
Legal Lot Number	4
Jurisdiction	CALCASIEU LA
Township / Civil Division	5
Census Block Group	2
Census Block	2001
Census Tract	500

Owner

Source: Calcasieu Parish records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	638 7TH ST, LAKE CHARLES, LA 70601-6163
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALCASIEU LA
Property Address	638 7TH ST, LAKE CHARLES, LA 70601-6163
Transaction Type	Mortgage
Record Updated	Feb 17, 2026
Title Company	POTOMAC ABSTRACTING AND TITLE, THOMAS ABSTRACTING & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006083/529
Date	May 30, 2023
Book Page	6083/529
Instrument	3507218

Lender

Name	LOANDEPOT COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Calcasieu Parish assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Calcasieu Parish
Municipality	Lake Charles City
Unified School District	Calcasieu Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$935.00 (+4.47%)	$7,850 (-) Land $1,850 Building $6,000	$78,500 (-) Land $18,500 Building $60,000
2024	$895.00 (-1.32%)	$7,850 (-) Land $1,850 Building $6,000	$78,500 (-) Land $18,500 Building $60,000
2023	$907.00 (+0.44%)	$7,850 (-) Land $1,850 Building $6,000	$78,500 (-) Land $18,500 Building $60,000
2022	$903.00	$7,850 Land $1,850 Building $6,000	$78,500 Land $18,500 Building $60,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	15 (1980–2021)
Claims Outside the SFHA	10 of 15
Most Recent Claim	May 2021 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2021 · 4 claims Hurricane Delta, Oct 2020 · 2 claims Hurricane Ike, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.9% of Louisiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKE CHARLES WATER SYSTEM serves 79,500 people · EPA ID LA1019029
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20