638 206th St, Dyer, IN 46311 Property Records

Lake County property record for 638 206th St, Dyer, IN 46311

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,584 sqft · built 1975
Lot Size0.205 acres (8,930 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Mar 2023)
Tax Bill$2,557 (2024)
Deeds & MortgagesMar 2023 Mortgage
May 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN009-12-14-0150-0003

Property Details

APN / Parcel Number

Primary APN009-12-14-0150-0003
Alternative APNs
  • 45-10-01-230-011.000-034
  • 121401500003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,584 sqft Living Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2000
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area8,930 sqft (0.205 acres)
Lot Dimensions135 ft deep x 66 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Patio Area180 sqft
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number009-12-14-0150-0003
Old Parcel Number121401500003
Street Address638 206TH ST
CityDYER
StateIN
Zip46311-1127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTHGATE 9TH ADD. TO DYER LOT 502
Legal SubdivisionNORTHGATE 9TH ADD TO DYER
Legal Lot Number502
JurisdictionLAKE IN
Township / Civil DivisionST. JOHN
Census Block Group2
Census Block2008
Census Tract42803

Owner

638 206th St is owned and occupied by an individual who bought it in March 2023.

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address638 206TH ST, DYER, IN 46311-1127
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2023Warranty Deed, Transfer · Conventional Mortgage
AMERICAN PORTFOLIO MORTGAGE CORP
May 2, 2022Deed of Trust, Mortgage · Line of Credit
CENTURY BANK
Jun 14, 2018Deed of Trust, Mortgage
CHURCHILL MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2023 · Amount on File
Deed SaleMar 29, 2023 · Amount on File
Prior SaleAug 12, 2014
Deed Document Number2023-509162
Record UpdatedJun 8, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateMar 29, 2023
Property Address638 206TH ST, DYER, IN 46311-1127
Document Number0000009162
Map ReferenceMB 44 PG 17
Instrument DateMar 28, 2023
Instrument2023-509162
Transaction TypeTransfer
Record UpdatedOct 4, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address638 206TH ST, DYER, IN 46311-1127

Mortgage

Document Number0000009163
DateMar 29, 2023
Instrument2023-509163
Lender
NameAMERICAN PORTFOLIO MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address638 206TH ST, DYER, IN 46311-1127
Transaction TypeMortgage
Record UpdatedMay 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address638 206TH ST, DYER, IN 46311-1127

Mortgage

Document Number0000018302
DateMay 2, 2022
Instrument2022-518302
Lender
NameCENTURY BANK
TypeBank
AddressMERRILLVILLE, IN 46410
Agreement
TypeLine of Credit
AmountAmount on Record
Term239 Months
DueApr 16, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address638 206TH ST, DYER, IN 46311-1127
Document Number0000038771
Instrument DateJun 14, 2018
Transaction TypeMortgage
Record UpdatedJul 11, 2018
Title CompanyAMERICAN HOME TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address638 206TH ST DYER IN 463111127, DYER, IN 46311-1127

Mortgage

Document Number0000038771
DateJun 21, 2018
Instrument38771
Lender
NameCHURCHILL MTG
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
AmountAmount on Record
Term180 Months
DueJun 20, 2033

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionSt. John Township
MunicipalityDyer Town
Unified School DistrictLake Central School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$274,200 Land $71,300 Building $202,900$274,200 Land $71,300 Building $202,900
2024$2,557.00
2023$240,200 (+4.21%) Land $71,300 Building $168,900$240,200 (+4.21%) Land $71,300 Building $168,900
2022$2,681.00 (-1%)$230,500 Land $71,300 Building $159,200$230,500 Land $71,300 Building $159,200
2021$2,708.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 638 206th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 638 206th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDYER WATER DEPARTMENT
serves 16,800 people · EPA ID IN5245011
Water SourcePurchased surface water from HIGHLAND WATER WORKS
Last State InspectionJan 2024
Lead10 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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