6378 Willow Rd, Ider, AL 35981 Property Records

DeKalb County property record for 6378 Willow Rd, Ider, AL 35981

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,248 sqft · built 1995
Lot Size	0.82 acres (35,719 sqft)
Owner	Individual Name on Record
Last Sale	$123,000 (Jun 2020)
Tax Bill	$516 (2026)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-02-03-0-000-014.000`

Property Details

APN / Parcel Number

Primary APN	`05-02-03-0-000-014.000`
Alternative APNs	`155680` `163891` `2753`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	35,719 sqft (0.82 acres)
Porch	Slab
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	163891
Street Address	6378 WILLOW RD
City	IDER
State	AL
Zip	35981-4314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S3 T4S R9R IDERPT OF E1/2 SW1/4 NE1/4 DESC AS;BEG 57.3 E OF NW COR OF SAID1/2 TH E 257.4 SW 233.9 NW307.7TO POB
Legal Range	09E
Legal Township	04S
Legal Section	03
Jurisdiction	DEKALB AL
Township / Civil Division	IDER
Census Block Group	1
Census Block	1004
Census Tract	960102

Owner

Source: DeKalb County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6378 WILLOW RD, IDER, AL 35981-4314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2025	Survivorship Deed, Transfer · FHA Mortgage BANKFIRST FINANCIAL SERVICES
Sep 9, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 17, 2020	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2020 · Amount on Record
Deed Sale	Jun 17, 2020 · Amount on Record
Deed Book / Page	3000 / 3177
Record Updated	Oct 29, 2026

July 2025: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	DEKALB AL
Recording Date	Jul 9, 2025
Property Address	6378 WILLOW RD, IDER, AL 35981-4314
Document Number	03005/4553
Book / Page	3005 / 4553
Instrument Date	Jun 27, 2025
Transaction Type	Transfer
Record Updated	Aug 15, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6378 WILLOW RD, IDER, AL 35981-4314

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20156 AL HIGHWAY 117, IDER, AL 35981-4607

Mortgage

Document Number	0500511691
Date	Jul 9, 2025
Instrument	5005/11691

Lender

Name	BANKFIRST FINANCIAL SERVICES
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB AL
Recording Date	Sep 9, 2022
Property Address	6378 WILLOW RD, IDER, AL 35981-4314
Document Number	03002/6300
Book / Page	3002 / 6300
Instrument Date	Sep 6, 2022
Transaction Type	Transfer
Record Updated	Sep 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6378 WILLOW RD, 6378, IDER, AL 35981-4314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6378 WILLOW RD, IDER, AL 35981-4314

Mortgage

Document Number	0500215872
Date	Sep 9, 2022
Instrument	5002/15872

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB AL
Recording Date	Jun 17, 2020
Property Address	6378 WILLOW RD, IDER, AL 35981-4314
Document Number	3000/3177
Book / Page	3000 / 3177
Instrument Date	Jun 16, 2020
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2100 GODFREY AVE NE, 2100, FORT PAYNE, AL 35967-3540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6378 WILLOW RD, IDER, AL 35981-4314

Mortgage

Document Number	50008867
Date	Jun 17, 2020
Instrument	5000/8867

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	DeKalb County
Municipality	Ider Town
Unified School District	DeKalb County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$516.00 (+43.33%) Homeowner's exemption
2025	$360.00 (+8.11%) Homeowner's exemption	$10,260 (+6.88%) Land $560 Building $9,700	$112,960 (+17.84%) Land $6,160 Building $106,800
2023	$333.00 (-57.47%)	$9,600 (-50.36%)	$95,860 (-0.83%) Land $6,160 Building $89,700
2022	$783.00	$19,340 Land $1,240 Building $18,100	$96,660 Land $6,160 Building $90,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 74% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB-JACKSON WATER SUPPLY DISTRICT serves 32,421 people · EPA ID AL0001796
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2025 Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Telecommunications Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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