6375 Union Rd, Clayton, OH 45315 Property Records

Montgomery County property record for 6375 Union Rd, Clayton, OH 45315

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 956 sqft · built 1980
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on Record
Tax Bill	$2,257 (2024)
Deeds & Mortgages	Feb 2026 Line of Credit May 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M60 25217 0002`

Property Details

APN / Parcel Number

Primary APN	`M60 25217 0002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	956 sqft Living Area
1st Floor Area	956 sqft

Exterior

Year Built	Built 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	11,761 sqft
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Patio Area	345 sqft
Canopy	345 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6375 UNION RD
City	CLAYTON
State	OH
Zip	45315-9753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 BAYBERRY TRAIL SEC 1
Legal Subdivision	BAYBERRY TRAIL SEC 1
Legal Lot Number	2
Jurisdiction	MONTGOMERY OH
Township / Civil Division	CLAYTON
Census Block Group	2
Census Block	2020
Census Tract	120101

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6375 UNION RD, CLAYTON, OH 45315-9753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 30, 2023	Affidavit of Death of Joint Tenant, Transfer
Dec 20, 2022	Intrafamily Transfer, Transfer
Dec 20, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2023
Deed Sale	May 30, 2023
Prior Sale	Dec 20, 2022
Deed Document Number	202300027089
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	6375 UNION RD, CLAYTON, OH 45315-9753
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6375 UNION RD, CLAYTON, OH 45315-9753

Mortgage

Document Number	0000006253
Date	Feb 2, 2026
Instrument	2026-00006253

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 3, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MONTGOMERY OH
Recording Date	May 30, 2023
Property Address	6375 UNION RD, CLAYTON, OH 45315-9753
Document Number	0000027089
Map Reference	MB 106 PG 84
Instrument Date	May 8, 2023
Instrument	202300027089
Transaction Type	Transfer
Record Updated	Jun 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6375 UNION RD, CLAYTON, OH 45315-9753

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY OH
Recording Date	Dec 20, 2022
Property Address	6375 UNION RD, CLAYTON, OH 45315-9753
Document Number	0000077710
Map Reference	MB 106 PG 84
Instrument Date	Dec 16, 2022
Instrument	2022-00077710
Transaction Type	Transfer
Record Updated	Jan 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6375 UNION RD, CLAYTON, OH 45315-9753

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY OH
Recording Date	Dec 20, 2022
Property Address	6375 UNION RD, CLAYTON, OH 45315-9753
Document Number	0000077710
Map Reference	MB 106 PG 84
Instrument Date	Dec 16, 2022
Instrument	202200077710
Transaction Type	Transfer
Record Updated	Jan 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6375 UNION RD, CLAYTON, OH 45315-9753

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Clayton City
Unified School District	Northmont City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,820 (-) Land $14,830 Building $30,990
2024	$2,257.00 (+66.08%)
2023	$1,359.00	$45,820 Land $14,830 Building $30,990	$130,910 Land $42,380 Building $88,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1985–2018)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 2 PWS serves 83,033 people · EPA ID OH5701503
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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