6375 Oxbow Way, Indianapolis, IN 46220 Property Records

Marion County property record for 6375 Oxbow Way, Indianapolis, IN 46220

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,745 sqft · built 2001
Lot Size	0.123 acres (5,358 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,826 (2023)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-03-36-104-028.006-801`

Property Details

APN / Parcel Number

Primary APN	`49-03-36-104-028.006-801`
Alternative APNs	`490336104069000800` `8060740`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,745 sqft Living Area
Gross Area	3,132 sqft
1st Floor Area	2,381 sqft
2nd Floor Area	364 sqft
Attic	Attic
Attic Area	387 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Construction Type	Brick
Foundation Type	Raised
Lot Area	5,358 sqft (0.123 acres)
Lot Dimensions	67 ft deep x 80 ft wide
Terrain	Wet
Garage Type	Attached
Garage Area	1,011 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Account Number	8060740
Old Parcel Number	490336104069000800
Street Address	6375 OXBOW WAY
City	INDIANAPOLIS
State	IN
Zip	46220-7109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	OXBOW ESTATES SEC 1PT LOT 32 BEG SE COR; NW90' NE APX 65' SE APX90' SW APX 68' TO BEG APPROX 5,985 SQ FT
Legal Range	03
Legal Township	17
Legal Section	36
Legal Subdivision	OXBOW ESTATES SEC I
Legal Lot Number	32
Jurisdiction	MARION IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1028
Census Tract	320202

Owner

6375 Oxbow Way is owned and occupied by two individuals.

Source: Marion County records, as of May 10, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6375 OXBOW WAY, INDIANAPOLIS, IN 46220-7109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Line of Credit HORIZON BANK NA
Dec 5, 2019	Deed of Trust, Mortgage · Construction Mortgage RUOFF MORTGAGE CO INC
Nov 7, 2019	Loan Modification, Mortgage · Line of Credit HORIZON BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 7, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	6375 OXBOW WAY, INDIANAPOLIS, IN 46220-7109
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008919
Date	Feb 3, 2026
Instrument	A202600008919

Lender

Name	HORIZON BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 15, 2046

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	6375 OXBOW WAY, INDIANAPOLIS, IN 46220-7109
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000121760
Date	Dec 5, 2019
Instrument	A201900121760

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARION IN
Property Address	6375 OXBOW WAY, INDIANAPOLIS, IN 46220-7109
Document Number	0000121759
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Dec 23, 2019
Title Company	CENTURION LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6375 OXBOW WAY INDIANAPOLIS IN 462207109, INDIANAPOLIS, IN 46220-7109

Mortgage

Document Number	0000121759
Date	Dec 5, 2019
Instrument	121759

Lender

Name	HORIZON BK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Washington Township
Consolidated City	Indianapolis City
Unified School District	Indianapolis Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,826.00 (+12.17%) Homeowner's exemption	$648,600 (+12.88%) Land $89,400 Building $559,200	$648,600 (+12.88%) Land $89,400 Building $559,200
2022	$6,977.00 (+8.22%) Homeowner's exemption	$574,600 Land $81,300 Building $493,300	$574,600 Land $81,300 Building $493,300
2021	$6,447.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6375 Oxbow Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	113 units insured incl. 60 condo units
Nearby Flood Claims	188 (1978–2026)
Claims Outside the SFHA	19 of 188
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 20 claims Severe Storms, Tornadoes, And Flooding, Sep 2003 · 26 claims Severe Storms & Flooding, Jan 1991 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6375 Oxbow Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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