6375 Genesee St, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 6375 Genesee St, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 6,186 sqft · built 2014
Lot Size	8.48 acres (369,400 sqft)
Owner	2 Individual Names on File
Last Sale	$1,250,000 (Feb 2026)
Tax Bill	$25,481 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Feb 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`145289 95.00-2-16.3`

Property Details

APN / Parcel Number

Primary APN	`145289 95.00-2-16.3`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	6,186 sqft Living Area
1st Floor Area	3,359 sqft
Upper Floors Area	375 sqft
Basement Area	2,827 sqft
Finished Basement	2,827 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Mansion
Exterior Material	Aluminum/Vinyl
Lot Area	369,400 sqft (8.48 acres)
Lot Dimensions	780 ft deep x 493 ft wide
Garage Type	Attached
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	659 sqft
Shed	1 Shed
Shed Area	1,269 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	6375 GENESEE ST
City	LANCASTER
State	NY
Zip	14086-9729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	2
Legal Lot Number	16.300
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2017
Census Tract	14208

Owner

6375 Genesee St is owned and occupied by two individuals who bought it in February 2026.

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6375 GENESEE ST, LANCASTER, NY 14086-9729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Deed of Trust, Mortgage · Line of Credit CNB BANK
Feb 20, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 2, 2022	Warranty Deed, Transfer
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AKRON
Jun 11, 2020	Loan Modification, Mortgage BANK OF AKRON
Mar 23, 2018	Loan Modification, Mortgage · Line of Credit BANK OF AKRON
Mar 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AKRON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2026 · Amount on File
Deed Sale	Feb 20, 2026 · Amount on File
Prior Sale	Jun 2, 2022 · Amount on File
Deed Book / Page	11457 / 4864
Prior Transfer Date	Jan 7, 2015
Prior Transfer Doc	0112742952
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	6375 GENESEE ST, LANCASTER, NY 14086-9729
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0140741151
Date	Nov 10, 2022
Book Page	14074/1151
Instrument	2022213167

Lender

Name	CNB BANK
Type	Bank
Address	14230

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 30, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ERIE NY
Recording Date	Feb 20, 2026
Property Address	6375 GENESEE ST, LANCASTER, NY 14086-9729
Document Number	0114574864
Book / Page	11457 / 4864
Instrument Date	Feb 16, 2026
Instrument	2026032272
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6375 GENESEE ST, LANCASTER, NY 14086-9729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6375 GENESEE ST, LANCASTER, NY 14086-9729

Mortgage

Document Number	0141908402
Date	Feb 20, 2026
Instrument	14190/8402

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jun 2, 2022
Property Address	6375 GENESEE ST, LANCASTER, NY 14086-9729
Document Number	0114024885
Book / Page	11402 / 4885
Instrument Date	Jun 1, 2022
Instrument	2022106269
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Tax	$3,980.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6375 GENESEE ST, 6375, LANCASTER, NY 14086-9729

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7000 LAKE SHORE RD, DERBY, NY 14047-9767
Investor	Possibly a Property Investor

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	6375 GENESEE ST, LANCASTER, NY 14086-9729
Document Number	0139434668
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6375 GENESEE ST LANCASTER NY 140869729, LANCASTER, NY 14086-9729

Mortgage

Document Number	0139434668
Date	Jun 17, 2020
Book Page	013943/004668

Lender

Name	BANK OF AKRON
Type	Bank
Address	CLARENCE, NY 14031

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2050

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ERIE NY
Property Address	6375 GENESEE ST, LANCASTER, NY 14086-9729
Document Number	0113617576
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6375 GENESEE ST LANCASTER NY 140869729, LANCASTER, NY 14086-9729

Mortgage

Document Number	0113617576
Date	Jun 18, 2020
Book Page	011361/007576

Lender

Name	BANK OF AKRON
Type	Bank
Address	AKRON, NY 14001

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ERIE NY
Property Address	6375 GENESEE ST, LANCASTER, NY 14086-9729
Document Number	0113273886
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6375 GENESEE ST LANCASTER NY 140869729, LANCASTER, NY 14086-9729

Mortgage

Document Number	0113273886
Date	Mar 28, 2018
Book Page	011327/003886

Lender

Name	BANK OF AKRON
Type	Bank
Address	AKRON, NY 14001

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2048

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	6375 GENESEE ST, LANCASTER, NY 14086-9729
Document Number	0138502635
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6375 GENESEE ST LANCASTER NY 140869729, LANCASTER, NY 14086-9729

Mortgage

Document Number	0138502635
Date	Mar 28, 2018
Book Page	013850/002635

Lender

Name	BANK OF AKRON
Type	Bank
Address	AKRON, NY 14001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 6375 Genesee St was $25,481, up 151% from the year before.

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Unified School District	Clarence Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25,481.00 (+151.02%)
2025	$10,151.00 (-54.21%)	$919,700 (+5.11%) Land $71,300 Building $848,400	$1,437,031 (+18.24%) Land $111,406 Building $1,325,625
2024	$22,167.00	$875,000 (-) Land $71,300 Building $803,700	$1,215,300 (+4.17%) Land $99,030 Building $1,116,270
2023		$875,000 Land $71,300 Building $803,700	$1,166,700 Land $95,069 Building $1,071,631

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6375 Genesee St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	15 (1979–2018)
Most Recent Claim	Nov 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6375 Genesee St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA LANCASTER serves 29,018 people · EPA ID NY1400421
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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