Lake County property record for 6374 12th Ave, Lucerne, CA 95458
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 886 sqft · built 1960 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $214,000 (Jun 2026) |
| Tax Bill | $1,257 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 034-171-270-000 |
| Primary APN | 034-171-270-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 886 sqft Living Area |
| 1st Floor Area | 886 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Concrete |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Carport |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 034-171-27 |
|---|---|
| Street Address | 6374 12TH AVE |
| City | LUCERNE |
| State | CA |
| Zip | 95458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | LUCERNE |
| Legal Block | 2 |
| Legal Lot Number | 473 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | LUCERNE-CLEARLAKE OAKS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 501 |
Source: Lake County records · APN 034-171-270-000
Assessment roll updated October 15, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 ROYALE AVE, 5, LAKEPORT, CA 95453-5528 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 05, 2026 | Grant Deed, Transfer · FHA Mortgage RESICENTRAL LLC |
| Dec 28, 2020 | Deed of Trust, Mortgage · VA Mortgage PLAZA HOME MORTGAGE INC |
| Jun 03, 2019 | Deed of Trust, Mortgage · VA Mortgage MOUNTAIN WEST FINANCIAL INC |
| Jul 17, 2018 | Grant Deed, Transfer · VA Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 05, 2026 · Amount on Record |
| Deed Sale | Jun 05, 2026 · Amount on Record |
| Prior Sale | Jul 17, 2018 · Amount on Record |
| Deed Document Number | 20265646 |
| Prior Transfer Date | Mar 07, 2012 |
| Prior Transfer Doc | 0000005858 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Jun 05, 2026 |
| Property Address | 6374 12TH AVE, LUCERNE, CA 95458 |
| Document Number | 0000005646 |
| Instrument Date | Jun 01, 2026 |
| Instrument | 20265646 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23,775.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000005647, |
|---|---|
| Date | Jun 05, 2026 |
| Instrument | 20265647 |
| Name | RESICENTRAL LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 6374 12TH AVE, LUCERNE, CA 95458 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 6374 TWELFTH AVENUE, LUCERNE, CA 95458 |
| Document Number | 0000017018 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 2020017018 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 6374 12TH AVE, LUCERNE, CA 95458 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000006607 |
|---|---|
| Date | Jun 03, 2019 |
| Instrument | 2019006607 |
| Name | MOUNTAIN WEST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | REDLANDS, CA 92374 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Jul 17, 2018 |
| Property Address | 6374 12TH AVE, LUCERNE, CA 95458 |
| Document Number | 0000009250 |
| Map Reference | MB3 PG113-123 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 2018009250 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 500 W MAGURITE ST 214, WILLIAMS, CA 95987 |
| Document Number | 0000009251 |
|---|---|
| Date | Jul 17, 2018 |
| Instrument | 2018009251 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Sep 01, 2048 |
Source: Lake County records · Assessment roll updated October 15, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Elementary School District | Lucerne Elementary School District (KG - 08) |
| Secondary School District | Upper Lake Unified School District (9-12) (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,257.00 (+4.32%) | $108,201 (+4.04%) Land $33,464 Building $74,737 |
| 2023 | $1,205.00 (+0.92%) | $104,001 Land $32,165 Building $71,836 |
| 2022 | $1,194.00 |
Source: FEMA National Flood Hazard Layer as of October 9, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 38 (1983–2017) |
| Claims Outside the SFHA | 3 of 38 |
| Most Recent Claim | Mar 2017 · other causes |
| Claims by Event |
|
| Wildfire Risk | Moderate above 40% of the US · lower than 76% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| DigitalPath Fixed Wireless | 400 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
Based on FCC filings for 450 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LUCERNE WATER CO. - CAL WATER SERVICE private · serves 2,312 people |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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