6370 Umber Cir, Arvada (Golden), CO 80403 Property Records

Jefferson County property record for 6370 Umber Cir, Arvada, CO 80403

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.75 ba · 2,186 sqft · built 2001
Lot Size	0.251 acres (10,934 sqft)
Owner	2 Individual Names on File
Last Sale	$430,500 (Sep 2002)
Tax Bill	$5,109 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-112-02-024`

Property Details

APN / Parcel Number

Primary APN	`30-112-02-024`
Alternative APNs	`300425507` `425507`

Interior

Bedrooms	2 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,186 sqft Living Area
Gross Area	4,203 sqft
1st Floor Area	2,186 sqft
Basement Area	1,519 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2017
Architectural Style	Ranch
Construction Type	Frame
Lot Area	10,934 sqft (0.251 acres)
View / Lot	Open Space
Garage Type	Attached
Garage Area	423 sqft
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	75 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	300425507
Street Address	6370 UMBER CIR
City	ARVADA
State	CO
Zip	80403-7407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 11 TOWNSHIP 03 RANGE 70 QTR NW SUBDIVISIONCD 244050 SUBDIVISIONNAME FIELDSTONE FLG 1 BLOCK 002 LOT 0023 SIZE: 10954 TRACT VALUE: .251
Legal Range	70W
Legal Township	03S
Legal Section	11
Legal Subdivision	FIELDSTONE FLG 1
Legal Block	2
Legal Lot Number	23
Jurisdiction	JEFFERSON CO
Township / Civil Division	GOLDEN
Census Block Group	1
Census Block	1000
Census Tract	9853

Owner

6370 Umber Cir is owned and occupied by two individuals who bought it in September 2002.

Source: Jefferson County records, as of May 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6370 UMBER CIR, ARVADA, CO 80403-7407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Sep 24, 2019	Deed of Trust, Mortgage · Line of Credit BOKF NA
Aug 19, 2020	Deed of Trust, Mortgage · Commercial Mortgage BOKF NA
Sep 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2002 · Amount on File
Deed Sale	Sep 25, 2002 · Amount on File
Prior Sale	Oct 11, 2000 · Amount on File
Deed Document Number	20021572013
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	6370 UMBER CIR, ARVADA, CO 80403-7407
Transaction Type	Mortgage
Record Updated	Nov 8, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000154730
Date	Nov 1, 2021
Instrument	2021154730

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	6370 UMBER CIR, ARVADA, CO 80403-7407
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088429
Date	Sep 24, 2019
Instrument	2019088429

Lender

Name	BOKF NA
Type	Bank
Address	DENVER, CO 80202

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	6370 UMBER CIR, ARVADA, CO 80403-7407
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102345
Date	Aug 19, 2020
Instrument	2020102345

Lender

Name	BOKF NA
Type	Bank
Address	DENVER, CO 80202

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	6370 UMBER CIR, ARVADA, CO 80403-7407
Document Number	0000084789
Instrument Date	Sep 7, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6370 UMBER CIR ARVADA CO 804037407, ARVADA, CO 80403-7407

Mortgage

Document Number	0000084789
Date	Sep 16, 2019
Instrument	84789

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 6370 Umber Cir was $5,109 with a senior citizen's exemption.

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Arvada City
County	Jefferson County
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,109.00	$55,797 Land $13,597 Building $42,200	$892,752 Land $217,551 Building $675,201
2023	$4,706.00	$55,221 Land $12,735 Building $42,486	$879,194 Land $190,082 Building $689,112

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6370 Umber Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6370 Umber Cir is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 72% of Colorado
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARVADA serves 171,610 people · EPA ID CO0130001
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
TDS Telecom Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Magnolia Road Internet Cooperative.

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