6370 Georgetown Rd, Owenton, KY 40359 Property Records

Owen County property record for 6370 Georgetown Rd, Owenton, KY 40359

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,598 sqft
Lot Size	6.19 acres (270,072 sqft)
Owner	Individual Name on Record
Last Sale	$96,000 (Jul 2017)
Tax Bill	$1,512 (2025)
Deeds & Mortgages	May 2022 Second Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`086-00-00-017.01`

Property Details

APN / Parcel Number

Primary APN	`086-00-00-017.01`
Alternative APN	`13711`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,598 sqft Living Area
Basement Area	1,064 sqft

Exterior

Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	270,072 sqft (6.19 acres)
Terrain	Rolling
Porch	Open Porch
Porch Area	280 sqft
Deck Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	13711
Street Address	6370 GEORGETOWN RD
City	OWENTON
State	KY
Zip	40359-9337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6.20 AC/HOUSE
Jurisdiction	OWEN KY
Township / Civil Division	MONTEREY-NEW COLUMBUS
Census Block Group	2
Census Block	2001
Census Tract	970300

Owner

Source: Owen County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6370 GEORGETOWN RD, OWENTON, KY 40359-9337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMONWEALTH CREDIT UNION
Jul 10, 2017	Warranty Deed, Transfer · Conventional Mortgage CENTURY LENDING CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2017 · Amount on Record
Deed Sale	Jul 10, 2017 · Amount on Record
Prior Sale	Nov 19, 2014 · Amount on Record
Deed Document Number	2017002037
Deed Book / Page	DEED 250 / 478
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN KY
Property Address	6370 GEORGETOWN RD, OWENTON, KY 40359-9337
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG316/374
Date	May 5, 2022
Book Page	MTG 316/374
Instrument	2022001312

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN KY
Recording Date	Jul 10, 2017
Property Address	6370 GEORGETOWN RD, OWENTON, KY 40359-9337
Document Number	DEED250/478
Book / Page	DEED 250 / 478
Instrument Date	Jun 29, 2017
Instrument	2017002037
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	EXECUTIVE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6370 GEORGETOWN RD, 6370, OWENTON, KY 40359-9337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6370 GEORGETOWN RD, OWENTON, KY 40359-9337

Mortgage

Document Number	2017002039
Date	Jul 10, 2017
Instrument	2017002039

Lender

Name	CENTURY LENDING CO
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Owen County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Owen County
Unified School District	Owen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,512.00 (+1.75%)	$124,900 (-)	$124,900 (-)
2023	$1,486.00	$124,900	$124,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	37 (1978–2021)
Most Recent Claim	Jun 2021 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 6 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 19 claims Severe Storms & Flooding, Feb 1989 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Broadlinc Fixed Wireless	25 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

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