6370 E Bay Blvd, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 6370 E Bay Blvd, Gulf Breeze, FL 32563

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,749 sqft · built 2016
Lot Size	0.619 acres (27,000 sqft)
Owner	Individual Name on File
Last Sale	$705,000 (May 2021)
Tax Bill	$6,319 (2024)
Deeds & Mortgages	Oct 2022 Line of Credit May 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`08-2S-27-2140-00300-0220`

Property Details

APN / Parcel Number

Primary APN	`08-2S-27-2140-00300-0220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,749 sqft Heated Area
Gross Area	2,729 sqft
1st Floor Area	2,189 sqft
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Raised
Roof Material	Metal
Lot Area	27,000 sqft (0.619 acres)
Lot Dimensions	2,700 ft deep x 1,000 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	188 sqft
Deck Area	352 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	082S272140003000220
Street Address	6370 E BAY BLVD
City	GULF BREEZE
State	FL
Zip	32563-9732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAGNIAPPE BEACH ADD LOT 22 BLK 3 AS DES IN OR 4114 PG 1769
Legal Range	27W
Legal Township	02S
Legal Section	08
Legal Subdivision	LAGNIAPPE BEACH ADD
Legal Block	3
Legal Lot Number	22
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1006
Census Tract	10820

Owner

6370 E Bay Blvd is owned and occupied by an individual who bought it in May 2021.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Mailing Address	6370 E BAY BLVD, GULF BREEZE, FL 32563-9732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2022	Deed of Trust, Mortgage · Line of Credit SPECTRA CREDIT UNION
May 7, 2021	Warranty Deed, Transfer SOUTH OAK TITLE FT WALTON BCH, SOUTH OAK TTL FT WALTON BEAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2021 · Amount on File
Deed Sale	May 7, 2021 · Amount on File
Prior Sale	Oct 20, 2014 · Amount on File
Deed Document Number	202130382
Deed Book / Page	4114 / 1769
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6370 E BAY BLVD, GULF BREEZE, FL 32563-9732
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6370 E BAY BLVD, GULF BREEZE, FL 32563-9732

Mortgage

Document Number	0043340377
Date	Oct 10, 2022
Book Page	4334/377
Instrument	202257728

Lender

Name	SPECTRA CREDIT UNION
Address	ALEXANDRIA, VA 22312

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 30, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 7, 2021
Property Address	6370 E BAY BLVD, GULF BREEZE, FL 32563-9732
Document Number	0041141769
Book / Page	4114 / 1769
Map Reference	MB A PG 99
Instrument Date	Apr 30, 2021
Instrument	202130382
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	SOUTH OAK TITLE FT WALTON BCH, SOUTH OAK TTL FT WALTON BEAC

Transaction

Amount	Amount on Record
Tax	$4,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6370 E BAY BLVD, 6370, GULF BREEZE, FL 32563-9732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6370 E BAY BLVD, GULF BREEZE, FL 32563-9732

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,319.00 (-10.09%) Homeowner's exemption	$556,829 (+2.99%) Land $267,800 Building $289,029	$556,829 (+0.39%) Land $267,800 Building $289,029
2023	$7,028.00 (+2.37%) Homeowner's exemption	$540,649 (+3%)	$554,657 (+5.67%) Land $267,800 Building $286,857
2022	$6,865.00 Homeowner's exemption	$524,902	$524,902 Land $247,200 Building $277,702

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6370 E Bay Blvd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 311 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	311 in force
Nearby Flood Claims	49 (1995–2020)
Claims Outside the SFHA	1 of 49
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 35 claims Hurricane Frances, Sep 2004 · 11 claims Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6370 E Bay Blvd is moderate, ranking above 63% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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