6370 Duncan Dr, Poland (Youngstown), OH 44514 Property Records

Mahoning County property record for 6370 Duncan Dr, Poland, OH 44514

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,064 sqft · built 1956
Lot Size	0.463 acres (20,168 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,421 (2025)
Deeds & Mortgages	Mar 2009 Line of Credit May 2005 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`35-006-A-008.00-0`

Property Details

APN / Parcel Number

Primary APN	`35-006-A-008.00-0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
Gross Area	2,612 sqft
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Lot Area	20,168 sqft (0.463 acres)
Lot Dimensions	269 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	6370 DUNCAN DR
City	POLAND
State	OH
Zip	44514-1876
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 29 75 X 269 DUNCAN HOMESITE SBDIV REP
Legal Subdivision	DUNCAN HOMESITE SBDIV REP
Legal Lot Number	29
Jurisdiction	MAHONING OH
Township / Civil Division	POLAND
Census Block Group	1
Census Block	1017
Census Tract	811200

Owner

6370 Duncan Dr is owned and occupied by two individuals who acquired it in December 2021.

Source: Mahoning County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6370 DUNCAN DR, POLAND, OH 44514-1876
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2009	Deed of Trust, Mortgage · Line of Credit RBS CITIZENS NA
May 18, 2005	Deed of Trust, Mortgage · Conventional Mortgage CHARTER ONE BANK NA
Jan 17, 2012	Deed of Trust, Mortgage · Conventional Mortgage RBS CITIZENS NA
May 18, 2005	Deed of Trust, Mortgage · Line of Credit CHARTER ONE BANK NA
Dec 29, 2021	Transfer on Death Deed, Transfer
Jul 1, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 1986
Deed Sale	Oct 20, 1986
Last Transfer Date	Dec 28, 2021
Transfer Doc	06493/1777
Record Updated	Sep 20, 2026

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	6370 DUNCAN DR, POLAND, OH 44514-1876
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	05797/1553
Date	Mar 27, 2009
Book Page	5797/1553
Instrument	200900008277

Lender

Name	RBS CITIZENS NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 13, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	6370 DUNCAN DR, POLAND, OH 44514-1876
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	FIRST AMERICAN EQUITY LOANS, FIRST AMERICAN EQUITY LOAN S

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005531/087
Date	May 18, 2005
Book Page	5531/087
Instrument	200500017338

Lender

Name	CHARTER ONE BANK NA
Type	Bank
Address	1215 SUPERIOR AVE, CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 17, 2020

January 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	6370 DUNCAN DR, POLAND, OH 44514-1876
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	05941/2330
Date	Jan 17, 2012
Book Page	5941/2330
Instrument	201200001163

Lender

Name	RBS CITIZENS NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2027

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	6370 DUNCAN DR, POLAND, OH 44514-1876
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	FIRST AMERICAN EQUITY LOANS, FIRST AMERICAN EQUITY LOAN S

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6370 DUNCAN DR, POLAND, OH 44514-1876

Mortgage

Document Number	005531/098
Date	May 18, 2005
Book Page	5531/098
Instrument	200500017339

Lender

Name	CHARTER ONE BANK NA
Type	Bank
Address	1215 SUPERIOR AVE, CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 17, 2030

Interest

Change Frequency	Monthly

December 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MAHONING OH
Recording Date	Dec 29, 2021
Property Address	6370 DUNCAN DR, POLAND, OH 44514-1876
Document Number	06493/1777
Book / Page	6493 / 1777
Map Reference	VOL 33 PG 11
Instrument Date	Dec 28, 2021
Instrument	202100035971
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6370 DUNCAN DR, POLAND, OH 44514-1876

July 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MAHONING OH
Recording Date	Jul 1, 2021
Property Address	6370 DUNCAN DR, POLAND, OH 44514-1876
Document Number	6455/1932
Book / Page	6455 / 1932
Map Reference	VOL 44 PG 20
Instrument Date	Jun 23, 2021
Instrument	202100017550
Transaction Type	Transfer
Record Updated	Jul 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6370 DUNCAN DR, POLAND, OH 44514-1876

Tax Assessment & Valuation

The 2025 property tax bill for 6370 Duncan Dr was $2,421, down 2.9% from the year before.

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
County Subdivision	Poland Township
Unified School District	Poland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,421.00 (-2.93%)	$50,850 (-) Land $10,660 Building $40,190	$145,290 Land $30,470 Building $114,820
2024	$2,494.00	$50,850 Land $10,660 Building $40,190
2023			$145,290 (+38.6%) Land $30,470 Building $114,820
2022	$2,103.00	$36,690 Land $10,660 Building $26,030	$104,830 Land $30,470 Building $74,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6370 Duncan Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6370 Duncan Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Armstrong Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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