6370 Cocoa Ln, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 6370 Cocoa Ln, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1979
Lot Size	0.212 acres (9,252 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Aug 2012)
Tax Bill	$3,984 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2017 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`052846-2112`

Property Details

APN / Parcel Number

Primary APN	`052846-2112`
Alternative APN	`U2031191TG000271000560`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	2,803 sqft
1st Floor Area	1,680 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,252 sqft (0.212 acres)
Lot Dimensions	114 ft deep x 84 ft wide
View / Lot	Bay
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	406 sqft
Porch	Open Porch
Porch Area	488 sqft
Patio Area	714 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0528462112
Street Address	6370 COCOA LN
City	APOLLO BEACH
State	FL
Zip	33572-2310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-6
Legal Description	APOLLO BEACH UNIT 13 PART 2 LOT 56 BLOCK 271
Legal Range	19E
Legal Township	31S
Legal Section	20
Legal Subdivision	APOLLO BEACH UNIT 13 PART 2
Legal Tract	1TG
Legal Block	271
Legal Lot Number	56
Legal Unit	13
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2000
Census Tract	14117

Owner

6370 Cocoa Ln is owned and occupied by two individuals who bought it in August 2012.

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6370 COCOA LN, APOLLO BEACH, FL 33572-2310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Jun 1, 2017	Deed of Trust, Mortgage · Line of Credit TIAA-CREF TR CO FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2012 · Amount on File
Deed Sale	Aug 21, 2012 · Amount on File
Prior Sale	Jul 16, 1999 · Amount on File
Deed Document Number	2012295780
Deed Book / Page	21319 / 372
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jun 15, 2026
Property Address	6370 COCOA LN, APOLLO BEACH, FL 33572-2310
Document Number	0000228578
Instrument Date	Jun 10, 2026
Instrument	2026228578
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000228578,
Date	Jun 15, 2026
Instrument	2026228578

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jul 1, 2057

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	6370 COCOA LN, APOLLO BEACH, FL 33572-2310
Document Number	0250141197
Book / Page	025014 / 001197
Instrument Date	Jun 1, 2017
Transaction Type	Mortgage
Record Updated	Jun 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6370 COCOA LN APOLLO BEACH FL 335722310, APOLLO BEACH, FL 33572-2310

Mortgage

Document Number	0250141197
Date	Jun 13, 2017
Book Page	025014/001197
Instrument	232087

Lender

Name	TIAA-CREF TR CO FSB
Type	Federal Savings Bank
Address	SAINT LOUIS, MO 63102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 12, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6370 Cocoa Ln was $3,984 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,585 (+2.7%)	$411,914 (-16.53%) Land $382,128 Building $29,786
2025	$3,984.00 Homeowner's exemption	$228,418	$493,500 Land $442,464 Building $51,036
2023	$6,351.00 (+4%) Homeowner's exemption	$375,131 (+3%)	$673,046 (-1.53%) Land $261,456 Building $411,590
2022	$6,107.00 Homeowner's exemption	$364,205	$683,535 Land $241,344 Building $442,191

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6370 Cocoa Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 385 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	580 units insured incl. 195 condo units
Nearby Flood Claims	256 (1982–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Helene, Sep 2024 · 219 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6370 Cocoa Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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