6370 Baker Rd, Keystone Heights, FL 32656 Property Records

Clay County property record for 6370 Baker Rd, Keystone Heights, FL 32656

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,636 sqft · built 1992
Lot Size1.56 acres (68,345 sqft)
OwnerIndividual Name on File
Last Sale$182,500 (Jul 2018)
Tax Bill$3,084 (2025)
Deeds & MortgagesApr 2024 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN32-08-23-004865-000-00

Property Details

APN / Parcel Number

Primary APN32-08-23-004865-000-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,636 sqft Heated Area
Gross Area3,324 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Exterior MaterialWood
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area68,345 sqft (1.56 acres)
Lot Dimensions400 ft deep x 80 ft wide

Exterior Amenities

PorchPorch
Porch Area688 sqft
Deck Area144 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerSeptic

Location & Zoning

Street Address6370 BAKER RD
CityKEYSTONE HEIGHTS
StateFL
Zip32656-9336
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF SE1/4 S32T8R23 AS REC OR 4102 PG 1786
Legal Range23
Legal Township08
Legal Section32
JurisdictionCLAY FL
Township / Civil DivisionKEYSTONE HEIGHTS
Census Block Group2
Census Block2003
Census Tract31104

Owner

6370 Baker Rd is owned and occupied by an individual who bought it in July 2018.

Source: Clay County records, as of December 18, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address6370 BAKER RD, KEYSTONE HEIGHTS, FL 32656-9336
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2024Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jul 11, 2018Warranty Deed, Transfer · FHA Mortgage
AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2018 · Amount on File
Deed SaleJul 11, 2018 · Amount on File
Deed Document Number2018036011
Deed Book / Page4102 / 1786
Record UpdatedJun 8, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address6370 BAKER RD, KEYSTONE HEIGHTS, FL 32656-9336
Transaction TypeMortgage
Record UpdatedMay 8, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address6370 BAKER RD, KEYSTONE HEIGHTS, FL 32656-9336

Mortgage

Document Number0048120154
DateApr 11, 2024
Book Page4812/154
Instrument2024017207
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2039

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateJul 11, 2018
Property Address6370 BAKER RD, KEYSTONE HEIGHTS, FL 32656-9336
Document Number0041021786
Book / Page4102 / 1786
Instrument DateJul 6, 2018
Instrument2018036011
Transaction TypeTransfer
Record UpdatedFeb 21, 2022
Title CompanyNORTH CENTRAL TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address902 NW 20TH TER, 902, GAINESVILLE, FL 32603-1000

Transferred To (Grantee/Buyer)

NameVerified Name
Address6370 BAKER RD, KEYSTONE HEIGHTS, FL 32656-9336

Mortgage

Document Number2018036013
DateJul 11, 2018
Instrument2018036013
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6370 Baker Rd was $3,084 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,084.00 Homeowner's exemption$242,365$403,934 Land $39,626 Building $364,308
2023$3,197.00 (+6.99%) Homeowner's exemption$228,675 (+3%)$359,056 (+18.48%) Land $39,626 Building $319,430
2022$2,988.00 Homeowner's exemption$222,015$303,057 Land $27,738 Building $275,319

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6370 Baker Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation107.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 35 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6370 Baker Rd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKEYSTONE POSTMASTER GRID
private · serves 5,092 people · EPA ID FL2100610
Water SourceGroundwater
Last State InspectionSep 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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