637 Webster St, Algonquin, IL 60102 Property Records

McHenry County property record for 637 Webster St, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,171 sqft · built 1964
Lot Size	0.243 acres (10,590 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Nov 2021)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-34-403-008`

Property Details

APN / Parcel Number

Primary APN	`19-34-403-008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,171 sqft
Gross Area	3,169 sqft
1st Floor Area	998 sqft
2nd Floor Area	1,173 sqft

Exterior

Year Built	Built 1964
Architectural Style	Colonial
Exterior Material	Frame Siding
Lot Area	10,590 sqft (0.243 acres)
Lot Dimensions	132 ft deep x 80 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	637 WEBSTER ST
City	ALGONQUIN
State	IL
Zip	60102-2869
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0062532 LT 3 BLK 19 JANAKS 6TH ADDN MEMO: LACOGNATA, JOHN ANDREW/ SANCHEZ, HALIE MICHELE
Legal Range	08E
Legal Township	43N
Legal Section	34
Legal Subdivision	JANAKS 6TH ADD
Legal Block	19
Legal Lot Number	3
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2016
Census Tract	871310

Owner

Source: McHenry County records · APN 19-34-403-008

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	637 WEBSTER ST, ALGONQUIN, IL 60102-2869
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 18, 2021 · Amount on Record
Deed Sale	Nov 18, 2021 · Amount on Record
Prior Sale	Oct 05, 2015 · Amount on Record
Deed Document Number	WARRANTY DEED
Record Updated	Jun 07, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 18, 2021
Property Address	637 WEBSTER ST, ALGONQUIN, IL 60102-2869
Document Number	0000062532
Map Reference	DOC374826 MB14 PG58
Instrument Date	Nov 10, 2021
Instrument	2021R0062532
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 ACADIAN LOOP APT 108, 32, HAMPSTEAD, NC 28443-0200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 WEBSTER ST, ALGONQUIN, IL 60102-2869

Mortgage

Document Number	0000062533
Date	Nov 18, 2021
Instrument	2021R0062533

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Interest

Rate	2.87%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$85,424 Land $16,092 Building $69,332	$256,272 Land $48,276 Building $207,996

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), as of February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118713102, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2017 · river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Based on FCC filings for 362 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1110050, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ALGONQUIN serves 30,700 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.