637 W 3rd St, Plainfield, NJ 07060 Property Records

Union County and Plainfield City property record for 637 W 3rd St, Plainfield, NJ 07060

Property Summary

Property Type	Single Family Home
Details	2,124 sqft · built 1921
Lot Size	0.129 acres (5,637 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Nov 2009)
Tax Bill	$6,061 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`12-00109-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`12-00109-0000-00022`
Alternative APNs	`120010900022` `00852000`

Interior

Stories	2 Stories
Building Area	2,124 sqft Living Area

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Construction Type	Frame
Lot Area	5,637 sqft (0.129 acres)
Lot Dimensions	156 ft deep x 36 ft wide

Location & Zoning

Account Number	00852000
Street Address	637 W 3RD ST
City	PLAINFIELD
State	NJ
Zip	07060-1016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	ADDITIONAL LOTS: 2124 SQ FT
Legal Block	109
Legal Lot Number	22
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1001
Census Tract	39400

Owner

Source: Union County and Plainfield City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	637 W 3RD ST, PLAINFIELD, NJ 07060-1016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE NOW INC
Nov 10, 2021	Intrafamily Transfer, Transfer MCT TITLE SERVICES LLC, C T A TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2009 · Amount on Record
Deed Sale	Nov 30, 2009 · Amount on Record
Prior Sale	Nov 30, 2009 · Amount on Record
Deed Document Number	2009210507
Deed Book / Page	5792 / 816
Last Transfer Date	Sep 16, 2021
Transfer Doc	0064380358
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	637 W 3RD ST, PLAINFIELD, NJ 07060-1016
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	MCT TITLE SERVICES LLC, CTA TITLE SERICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150990057
Date	Nov 10, 2021
Book Page	15099/57
Instrument	24787

Lender

Name	MORTGAGE NOW INC
Type	Mortgage Company
Address	SHREWSBURY, NJ 07702

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NJ
Recording Date	Nov 10, 2021
Property Address	637 W 3RD ST, PLAINFIELD, NJ 07060-1016
Document Number	0064380358
Book / Page	6438 / 358
Instrument Date	Sep 16, 2021
Instrument	11512
Transaction Type	Transfer
Record Updated	Dec 3, 2021
Title Company	MCT TITLE SERVICES LLC, C T A TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	637 W 3RD ST, SOUTH PLAINFIELD, NJ 07080

Tax Assessment & Valuation

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,900 (-) Land $18,200 Building $49,700	$67,900 (-) Land $18,200 Building $49,700
2025	$6,061.00 (+2.23%)	$67,900 (-) Land $18,200 Building $49,700	$67,900 (-) Land $18,200 Building $49,700
2024	$5,929.00 (+3.24%)
2023		$67,900 Land $18,200 Building $49,700	$67,900 Land $18,200 Building $49,700
2022	$5,743.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–1999)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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