637 Tompkins St, Gary, IN 46406 Property Records

Lake County property record for 637 Tompkins St, Gary, IN 46406

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,632 sqft · built 1952
Lot Size	0.112 acres (4,879 sqft)
Owner	Individual Name on File
Last Sale	$131,896 (Apr 2025)
Tax Bill	$60 (2024)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Nov 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-43-0095-0010`

Property Details

APN / Parcel Number

Primary APN	`001-25-43-0095-0010`
Alternative APNs	`45-07-01-333-005.000-004` `254300950010`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	816 sqft
Basement Area	816 sqft
Game Room	Game Room

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,879 sqft (0.112 acres)
Lot Dimensions	122 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	637 TOMPKINS ST
City	GARY
State	IN
Zip	46406-1430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARY CITY ESTATES L.9 BL.R
Legal Subdivision	GARY CITY ESTATES
Legal Block	R
Legal Lot Number	9
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	3
Census Block	3039
Census Tract	10304

Owner

637 Tompkins St is owned and occupied by an individual who bought it in April 2025.

Source: Lake County records, as of December 29, 2025

Owner of Record	Individual Name on File
Mailing Address	637 TOMPKINS ST, GARY, IN 46406-1430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2025	Warranty Deed, Transfer · FHA Mortgage CU FINANCIAL INC
Nov 12, 2024	Warranty Deed, Transfer COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY
May 7, 2024	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2025 · Amount on File
Deed Sale	Apr 30, 2025 · Amount on File
Prior Sale	Nov 12, 2024 · Amount on File
Deed Document Number	2025514962
Prior Transfer Date	Apr 30, 2024
Prior Transfer Doc	0000014558
Record Updated	Jun 8, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Apr 30, 2025
Property Address	637 TOMPKINS ST, GARY, IN 46406-1430
Document Number	0000014962
Map Reference	MB 15 PG 28
Instrument Date	Apr 29, 2025
Instrument	2025-514962
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 TOMPKINS ST, GARY, IN 46406-1430

Mortgage

Document Number	0000014963
Date	Apr 30, 2025
Instrument	2025-514963

Lender

Name	CU FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Nov 12, 2024
Property Address	637 TOMPKINS ST, GARY, IN 46406-1430
Document Number	0000038763
Map Reference	MB 15 PG 28
Instrument Date	Nov 4, 2024
Instrument	2024-538763
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 TOMPKINS ST, GARY, IN 46406-1430

May 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LAKE IN
Recording Date	May 7, 2024
Property Address	637 TOMPKINS ST, GARY, IN 46406-1430
Document Number	0000014558
Map Reference	MB 15 PG 28
Instrument Date	May 7, 2024
Instrument	2024-514558
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,000 (+9.87%) Land $5,800 Building $43,200	$49,000 (+9.87%) Land $5,800 Building $43,200
2024	$60.00	$44,600 (+2.06%) Land $5,400 Building $39,200	$44,600 (+2.06%) Land $5,400 Building $39,200
2023		$43,700 (-7.42%) Land $5,400 Building $38,300	$43,700 (-7.42%) Land $5,400 Building $38,300
2022		$47,200 Land $3,500 Building $43,700	$47,200 Land $3,500 Building $43,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 637 Tompkins St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 637 Tompkins St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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