637 Terry Ave, Aurora, IL 60506 Property Records

Kane County property record for 637 Terry Ave, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,404 sqft · built 1955
Lot Size	0.204 acres (8,863 sqft)
Owner	Individual Name on File
Last Sale	$162,000 (Aug 2017)
Tax Bill	$5,112 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-29-251-019`

Property Details

APN / Parcel Number

Primary APN	`15-29-251-019`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
Gross Area	2,836 sqft
Basement Area	936 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Masonry / Concrete Block
Lot Area	8,863 sqft (0.204 acres)
Lot Dimensions	122 ft deep x 72.5 ft wide
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	637 TERRY AVE
City	AURORA
State	IL
Zip	60506-5320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GILBERTS 1ST ADDN : LOT 1 LOT DIMENSIONS: 72.5 X 122.25 APPROX LOT SQ FT 8863 SUBDIVISION: SW PRAIRIE & TERRY RANGE CODE: 001
Legal Subdivision	SW PRAIRIE&TERRY
Legal Block	2
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2037
Census Tract	854001

Owner

637 Terry Ave is owned and occupied by an individual who acquired it in May 2020.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	637 TERRY AVE, AURORA, IL 60506-5320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 23, 2017	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2017 · Amount on File
Deed Sale	Aug 23, 2017 · Amount on File
Deed Document Number	201744251
Last Transfer Date	May 6, 2020
Transfer Doc	0000023874
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	637 TERRY AVE, AURORA, IL 60506-5320
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007567
Date	Jan 28, 2021
Instrument	2021K007567

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.99%

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	May 11, 2020
Property Address	637 TERRY AVE, AURORA, IL 60506-5320
Document Number	0000023874
Instrument Date	May 6, 2020
Instrument	23874
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 TERRY AVE AURORA IL 605065320, AURORA, IL 60506-5320

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 23, 2017
Property Address	637 TERRY AVE, AURORA, IL 60506-5320
Document Number	0000044251
Instrument Date	Aug 16, 2017
Instrument	2017K044251
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 TERRY AVE, AURORA, IL 60506-5320

Mortgage

Document Number	0000044252
Date	Aug 23, 2017
Instrument	2017K044252

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Mortgage

Document Number	0000044253
Date	Aug 23, 2017
Instrument	2017K044253

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 637 Terry Ave was $5,112 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,112.00 Homeowner's exemption	$92,044 (+9.39%) Land $8,200 Building $83,844	$276,242 (+9.39%) Land $24,610 Building $251,633
2024		$84,143 Land $7,496 Building $76,647	$252,530 Land $22,497 Building $230,033
2022	$4,618.00 (+5%) Homeowner's exemption	$68,596 (+7.41%) Land $6,111 Building $62,485	$205,788 (+7.41%) Land $18,333 Building $187,455
2021	$4,398.00 Homeowner's exemption	$63,863 Land $5,689 Building $58,174	$191,589 Land $17,067 Building $174,522

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 637 Terry Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 637 Terry Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Watch TV.

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