Okaloosa County property record for 637 Territory Ln, Crestview, FL 32536
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,086 sqft · built 2006 |
| Lot Size | 0.24 acres (10,432 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Jun 2022) |
| Tax Bill | $2,115 (2022) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Jun 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-598-5899-3 |
| Primary APN | C56-000-598-5899-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,086 sqft Living Area |
| Gross Area | 2,834 sqft |
| 1st Floor Area | 2,086 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 10,432 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 90 sqft |
| Patio Area | 238 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 637 TERRITORY LN |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32536-5447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOX VALLEY PH I LOT 2 BLK I |
| Legal Range | 24W |
| Legal Township | 03N |
| Legal Section | 35 |
| Legal Subdivision | FOX VALLEY |
| Legal Phase | 1 |
| Legal Block | I |
| Legal Lot Number | 2 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 20601 |
637 Territory Ln is owned and occupied by two individuals who bought it in June 2022.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 637 TERRITORY LN, CRESTVIEW, FL 32536-5447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 27, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 31, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 31, 2017 | Deed of Trust, Transfer · VA Mortgage TRIDENT HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2022 · Amount on File |
| Deed Sale | Jun 27, 2022 · Amount on File |
| Prior Sale | Sep 5, 2017 · Amount on File |
| Deed Document Number | 20223559994 |
| Deed Book / Page | 3629 / 2392 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 637 TERRITORY LN, CRESTVIEW, FL 32536-5447 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 637 TERRITORY LN, CRESTVIEW, FL 32536-5447 |
| Document Number | 0003795442 |
|---|---|
| Date | Jan 27, 2026 |
| Instrument | 3795442 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 27, 2022 |
| Property Address | 637 TERRITORY LN, CRESTVIEW, FL 32536-5447 |
| Document Number | 0036292392 |
| Book / Page | 3629 / 2392 |
| Map Reference | MB 21 PG 29 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 3559994 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Title Company | NOT AVAILABLE, FOUNDATION T&E SERIES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 637 TERRITORY LN, 637, CRESTVIEW, FL 32536-5447 |
| Name | Verified Name |
|---|---|
| Address | 637 TERRITORY LN, CRESTVIEW, FL 32536-5447 |
| Document Number | 0036292394 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 3629/2394 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 637 TERRITORY LN, CRESTVIEW, FL 32536-5447 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 637 TERRITORY LN, CRESTVIEW, FL 32536-5447 |
| Document Number | 0034793236 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 3479/3236 |
| Instrument | 3377933 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 637 TERRITORY LN, CRESTVIEW, FL 32536-5447 |
| Document Number | 0033160078 |
| Book / Page | 003316 / 000078 |
| Instrument Date | Aug 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2017 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 10 FLORA CV CRESTVIEW FL 325397399, CRESTVIEW, FL 32539-7399 |
| Document Number | 0033160078 |
|---|---|
| Date | Sep 5, 2017 |
| Book Page | 003316/000078 |
| Instrument | 3157772 |
| Name | TRIDENT HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | GULF BREEZE, FL 32561 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 4, 2047 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Veteran's exemption | $242,937 Land $40,487 Building $202,450 | $242,937 Land $40,487 Building $202,450 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $258,115 (+50.61%) Land $34,398 Building $223,717 | $258,115 (+6.66%) Land $34,398 Building $223,717 |
| 2022 | $2,115.00 Homeowner's exemption | $171,378 | $242,008 Land $32,148 Building $209,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 637 Territory Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 637 Territory Ln is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
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