637 Summit Ave, Westville, NJ 08093 Property Records

Gloucester County and Westville Borough property record for 637 Summit Ave, Westville, NJ 08093

Property Summary

Property Type	Single Family Home
Details	1,170 sqft · built 1940
Lot Size	0.113 acres (4,918 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Aug 2023)
Tax Bill	$6,927 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Dec 2022 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`21-00001-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`21-00001-0000-00011`
Alternative APN	`210000100011`

Interior

Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	1,170 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	4,918 sqft (0.113 acres)
Lot Dimensions	120 ft deep x 41 ft wide

Location & Zoning

Street Address	637 SUMMIT AVE
City	WESTVILLE
State	NJ
Zip	08093-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	NEWBOLD
Legal Block	1
Legal Lot Number	11
Jurisdiction	GLOUCESTER NJ
Township / Civil Division	WESTVILLE
Census Block Group	1
Census Block	1003
Census Tract	500100

Owner

637 Summit Ave is owned and occupied by an individual who bought it in August 2023.

Source: Gloucester County and Westville Borough records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	637 SUMMIT AVE, WESTVILLE, NJ 08093-1035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Deed, Transfer · Conventional Mortgage NFM INC
Dec 13, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2023 · Amount on File
Deed Sale	Aug 4, 2023 · Amount on File
Deed Document Number	202322937
Deed Book / Page	6889 / 218
Record Updated	Oct 29, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GLOUCESTER NJ
Recording Date	Aug 4, 2023
Property Address	637 SUMMIT AVE, WESTVILLE, NJ 08093-1035
Document Number	0000022937
Book / Page	6889 / 218
Instrument Date	Aug 3, 2023
Instrument	22937
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	637 SUMMIT AVE, WESTVILLE, NJ 08093-1035

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	637 SUMMIT AVE, WESTVILLE, NJ 08093-1035

Mortgage

Document Number	0000022954
Date	Aug 4, 2023
Instrument	22954

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Mortgage

Document Number	0000023019
Date	Aug 7, 2023
Book Page	18077/306
Instrument	23019

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 3, 2028

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER NJ
Property Address	637 SUMMIT AVE, WESTVILLE, NJ 08093-1035
Transaction Type	Mortgage
Record Updated	Dec 23, 2022
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 SUMMIT AVE, WESTVILLE, NJ 08093-1035

Mortgage

Document Number	0000048623
Date	Dec 13, 2022
Book Page	17846/101
Instrument	48623

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 637 Summit Ave was $6,927, up 6.4% from the year before.

Source: Gloucester County and Westville Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Gloucester County
Municipality	Westville Borough
Secondary School District	Gateway Regional School District (07 - 12)
Elementary School District	Westville Borough School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,300 (+114%) Land $55,700 Building $205,600	$261,300 (+114%) Land $55,700 Building $205,600
2025	$6,927.00 (+6.36%)	$122,100 Land $40,300 Building $81,800	$122,100 Land $40,300 Building $81,800
2024	$6,513.00
2023		$119,700 (-) Land $40,300 Building $79,400	$119,700 (-) Land $40,300 Building $79,400
2022	$6,123.00 (+1.83%)	$119,700 Land $40,300 Building $79,400	$119,700 Land $40,300 Building $79,400
2021	$6,013.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 637 Summit Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 16, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	45 (1979–2024)
Claims Outside the SFHA	4 of 45
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 637 Summit Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTVILLE WATER DEPARTMENT serves 6,000 people · EPA ID NJ0821001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.67 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Nearby Properties on Summit Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures