637 SE 32nd Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 637 SE 32nd Ave, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 912 sqft · built 1993
Lot Size0.974 acres (42,427 sqft)
OwnerIndividual Name on Record
Last Sale$215,000 (Jul 2023)
Tax Bill$2,676 (2025)
Deeds & MortgagesJul 2023 Sale & Second Mortgage
Sep 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN1-24-37-35-0A00-00004-C000

Property Details

APN / Parcel Number

Primary APN1-24-37-35-0A00-00004-C000
Alternative APN
  • R12437350A0000004C000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area912 sqft Living Area
Gross Area1,200 sqft
1st Floor Area912 sqft
FlooringVinyl/Resilient
Interior WallsPlywood

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2004
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area42,427 sqft (0.974 acres)
Lot Dimensions170 ft deep x 176 ft wide
PorchFinished Screened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address637 SE 32ND AVE
CityOKEECHOBEE
StateFL
Zip34974-3662
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA PARCEL OF LAND LYING IN GOVERNMENT LOT 4, SECTION 24, TOWNSHIP 37 SOUTH, RANGE 35 EAST, OKEECHOBEE COUNTY, FLORIDA. BEING MORE PARTICULAR DESCRIBED AS FOLLOWS: COMMENCE AT THE INTERSECTION OF THE NORTHEASTERLY RIGHT-OF-WAY LINE OF THE SEABOARD AIRL
Legal Range35E
Legal Township37S
Legal Section24
Legal Lot Number4
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group2
Census Block2008
Census Tract910402

Owner

Source: Okeechobee County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address637 SE 32ND AVE, OKEECHOBEE, FL 34974-3662
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2023Warranty Deed, Transfer · Stand-Alone Second Mortgage
ACOPIA LLC
Sep 7, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
IH TAURUS LLC
Jul 21, 2022Warranty Deed, Transfer
OKEE TANTIE TITLE CO INC
May 13, 2022Deed in Lieu of Foreclosure, Foreclosure
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2023 · Amount on Record
Deed SaleJul 7, 2023 · Amount on Record
Prior SaleSep 7, 2022 · Amount on Record
Deed Document Number20238120
Record UpdatedSep 20, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateJul 7, 2023
Property Address637 SE 32ND AVE, OKEECHOBEE, FL 34974-3662
Document Number0000008120
Instrument DateJun 28, 2023
Instrument2023008120
Transaction TypeTransfer
Record UpdatedAug 17, 2023
Title CompanyLAKE OKEECHOBEE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,505.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address650 NE 2ND AVE # AVE2611, AVE2611, MIAMI, FL 33132-2516

Transferred To (Grantee/Buyer)

NameVerified Name
Address637 SE 32ND AVE, OKEECHOBEE, FL 34974-3662

Mortgage

Document Number0000008122
DateJul 7, 2023
Instrument2023008122
Lender
NameACOPIA LLC
TypeMortgage Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2053

Mortgage

Document Number0000008121
DateJul 7, 2023
Instrument2023008121
Lender
NameACOPIA LLC
TypeMortgage Company
AddressGOODLETTSVILLE, TN 37072
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2053

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateSep 7, 2022
Property Address637 SE 32ND AVE, OKEECHOBEE, FL 34974-3662
Document Number0000012067
Instrument DateSep 1, 2022
Instrument2022012067
Transaction TypeTransfer
Record UpdatedOct 17, 2022
Title CompanyOKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

AmountAmount Recorded
Tax$602.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20600 NW 176TH AVE, 20600, OKEECHOBEE, FL 34972-3944

Transferred To (Grantee/Buyer)

NameVerified Name
Address650 NE 2ND AVE, MIAMI, FL 33132-2516

Mortgage

Document Number0000012068
DateSep 7, 2022
Instrument2022012068
Lender
NameIH TAURUS LLC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateJul 21, 2022
Property Address637 SE 32ND AVE, OKEECHOBEE, FL 34974-3662
Document Number0000010014
Instrument DateJul 19, 2022
Instrument2022010014
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyOKEE TANTIE TITLE CO INC

Transaction

AmountAmount Recorded
Tax$371.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7728 DORCAS ST, 7728, PHILADELPHIA, PA 19111-2825

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address20600 NW 17TH AVE, OKEECHOBEE, FL 34972

May 2022: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionOKEECHOBEE FL
Recording DateMay 13, 2022
Property Address637 SE 32ND AVE, OKEECHOBEE, FL 34974-3662
Document Number0000006715
Instrument DateMay 2, 2022
Instrument20220006715
Transaction TypeForeclosure
Record UpdatedJun 13, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,676.00 (+54.68%)$183,641 (+135.08%)$197,727 (+153.11%) Land $83,871 Building $113,856
2023$1,730.00 (+63.05%)$78,118 (+49.21%) Land $67,556 Building $10,562$78,118 (+49.21%) Land $67,556 Building $10,562
2022$1,061.00$52,354 Land $43,456 Building $8,898$52,354 Land $43,456 Building $8,898

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 47% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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