637 Scotchgate Ter, Deland, FL 32724 Property Records

Volusia County property record for 637 Scotchgate Ter, Deland, FL 32724

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,344 sqft · built 2021
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Company Names on File
Tax Bill	$5,876 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7034-10-00-0730`

Property Details

APN / Parcel Number

Primary APN	`7034-10-00-0730`
Alternative APNs	`34173010000730` `8010287`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,344 sqft Living Area
Gross Area	2,982 sqft
1st Floor Area	2,344 sqft
Flooring	Combination, Other

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,800 sqft (0.179 acres)
View / Lot	Water View
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	8010287
Street Address	637 SCOTCHGATE TER
City	DELAND
State	FL
Zip	32724-7834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	34-17-30 LOT 73 VICTORIA HILLS PHASE 6 MB 61 PGS 164-168 INC PER OR 8109 PG 3428 PER OR 8604 PG 1774
Legal Range	30E
Legal Township	17S
Legal Section	34
Legal Subdivision	VICTORIA HILL
Legal Phase	6
Legal Lot Number	73
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELAND
Census Block Group	1
Census Block	1024
Census Tract	90306

Owner

637 Scotchgate Ter is owned by a company that acquired it in June 2024.

Source: Volusia County records, as of March 16, 2026

Owner of Record	2 Company Names on File
Mailing Address	637 SCOTCHGATE TER, DELAND, FL 32724-7834
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 24, 2024
Transfer Doc	0086041774
Record Updated	Jun 8, 2026

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Aug 27, 2021
Property Address	637 SCOTCHGATE TER, DELAND, FL 32724-7834
Document Number	0081093428
Book / Page	8109 / 3428
Map Reference	MB 61 PG 164
Instrument Date	Aug 25, 2021
Instrument	2021-206109
Transaction Type	Transfer
Record Updated	Jan 16, 2023
Title Company	TITLE COMPANY LLC, KTITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,211.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 NE 1ST ST, DELRAY BEACH, FL 33444-3807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 SCOTCHGATE TER, DELAND, FL 32724-7834

Mortgage

Document Number	0081093430
Date	Aug 27, 2021
Instrument	8109/3430

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 637 Scotchgate Ter was $5,876, up 2.1% from the year before.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	DeLand City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,504 (+2.7%)	$461,491 (+1.6%) Land $70,000 Building $391,491
2025	$5,876.00 (+2.12%) Homeowner's exemption	$365,632	$454,209 Land $70,000 Building $384,209
2024	$5,754.00 (+1.55%)
2023	$5,666.00 (+1.61%) Homeowner's exemption	$344,979 (+3%)	$433,314 (+23.15%) Land $65,000 Building $368,314
2022	$5,576.00 Homeowner's exemption	$334,931	$351,864 Land $60,000 Building $291,864

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 637 Scotchgate Ter in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	9 (2005–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 637 Scotchgate Ter is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DELAND serves 50,910 people · EPA ID FL3640286
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20