637 Schwaiger Rd, Cullman, AL 35055 Property Records

Cullman County property record for 637 Schwaiger Rd, Cullman, AL 35055

Property Summary

Property Type	Other Improved
Details	1 ba · 1,152 sqft · built 1986
Lot Size	3.4 acres (148,104 sqft)
Owner	Individual Name on File
Tax Bill	$209 (2025)
Flood Zone	Zone X (minimal risk)
APN	`22-02-04-0-000-024.000`

Property Details

APN / Parcel Number

Primary APN	`22-02-04-0-000-024.000`
Alternative APNs	`12809` `8801`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,152 sqft Base Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 1986
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	148,104 sqft (3.4 acres)
Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Utility Building	494 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	12809
Street Address	637 SCHWAIGER RD
City	CULLMAN
State	AL
Zip	35055-0335
Property Category	Other
Property Type	Other > Other Improved
Legal Description	BEG E 327 & S 105 FROM INT N LN S2 SW4 SW4 & E ROW SCHWAIGER RD TH CONT S 20 TO RD TH SELY ALG RD 317 NELY 470 W 116
Legal Range	03W
Legal Township	11S
Legal Section	04
Jurisdiction	CULLMAN AL
Township / Civil Division	CULLMAN
Census Block Group	2
Census Block	2038
Census Tract	964700

Owner

Source: Cullman County records · APN 22-02-04-0-000-024.000

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	26 SHOCKLEY LN, CULLMAN, AL 35055-0339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 07, 2002
Deed Sale	Feb 07, 2002
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Cullman County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cullman County
Municipality	Good Hope City
Unified School District	Cullman County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$209.00 (-52.06%) Homeowner's exemption	$8,540 (-44.97%)	$85,300 (-44.93%) Land $21,600 Building $63,700
2023	$436.00 (+12.08%) Homeowner's exemption	$15,520 (+10.7%)	$154,900 (+10.64%) Land $20,100 Building $134,800
2022	$389.00 Homeowner's exemption	$14,020	$140,000 Land $18,300 Building $121,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cullman County (01043C), as of April 26, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010439647002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Sprout Fiber Internet Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 56 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system AL0000402, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EAST CULLMAN WATER SYSTEM serves 13,284 people
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.