637 Saddle Rd, White Settlement (Fort Worth), TX 76108 Property Records

Tarrant County property record for 637 Saddle Rd, White Settlement, TX 76108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,174 sqft · built 1977
Lot Size	0.178 acres (7,763 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Dec 2018)
Tax Bill	$3,938 (2025)
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36990-8-22`

Property Details

APN / Parcel Number

Primary APN	`36990-8-22`
Alternative APN	`02640554`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,174 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	7,763 sqft (0.178 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	326 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	02640554
Street Address	637 SADDLE RD
City	FORT WORTH
State	TX
Zip	76108-1327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLE HILLS ADDITION BLOCK 8 LOT 22
Legal Subdivision	SADDLE HILLS ADDITION
Legal Block	8
Legal Lot Number	22
Jurisdiction	TARRANT TX
Township / Civil Division	FORT WORTH
Census Block Group	1
Census Block	1011
Census Tract	110705

Owner

Source: Tarrant County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10810 WHITE SETTLEMENT RD, FORT WORTH, TX 76108-4708
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2018 · Amount on Record
Deed Sale	Dec 6, 2018 · Amount on Record
Deed Document Number	2018267912
Prior Transfer Date	Jan 1, 2009
Prior Transfer Doc	0000014071
Record Updated	Sep 20, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TARRANT TX
Recording Date	Dec 6, 2018
Property Address	637 SADDLE RD, WHITE SETTLEMENT, TX 76108-1327
Document Number	0000267912
Instrument Date	Dec 5, 2018
Instrument	218267912
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103810 WHITE SETTLEMENT RD FORT WORTH TX 76108, FORT WORTH, TX 76108

Mortgage

Document Number	267913
Date	Dec 6, 2018
Instrument	218267913

Lender

Name	GARRY WILSON
Address	1001 BRIDLE AVE, WHITE SETTLEMENT, TX 76108-1037
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Dec 5, 2028

Tax Assessment & Valuation

Source: Tarrant County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Tarrant County
Municipality	White Settlement City
Unified School District	White Settlement Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,938.00 (-18.38%)	$168,165 (-9.1%) Land $38,815 Building $129,350	$168,165 (-9.1%) Land $38,815 Building $129,350
2024	$4,825.00 (+9.71%)
2023	$4,398.00 (+4.32%)	$185,000 Land $38,815 Building $146,185	$185,000 Land $38,815 Building $146,185
2022	$4,216.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITE SETTLEMENT serves 18,522 people · EPA ID TX2200081
Water Source	Purchased surface water from CITY OF FORT WORTH
Last State Inspection	Dec 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since May 2023 Lead public education Mar 2018 Coliform assessment Nov 2016
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Element8, Nextlink, T-Mobile.

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