637 S Huron St, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 637 S Huron St, Cheboygan, MI 49721 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	15,682 sqft (0.36 acres)
Occupancy	Owner Occupied
Last Sale	$145,000 (2023)
Tax Bill	$2,693.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`055-M30-005-008-00`

Exterior

Lot Area	15,682 sqft (0.36 acres)

Location & Zoning

Street Address	637 S HURON ST
City	CHEBOYGAN
State	MI
Zip	49721-2207
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PLAT OF MCARTHUR SMITH & CO'S SECOND ADDITION TO THE VILLAGE OF CHEBOYGAN, PT OF LOT 5, BLK 5, DESC AS: COM AT NW COR LOT 5,
Legal Range	01W
Legal Township	005
Legal Section	31
Legal Subdivision	MCARTHUR SMITH & COS 2ND ADD
Legal Block	5
Legal Lot Number	5,133
Jurisdiction	CHEBOYGAN MI
Minor Civil Division	CHEBOYGAN
Census Blockgroup	3
Census Block	3040
Census Tract	960200

Owner

Source: Cheboygan County records · APN 055-M30-005-008-00

Assessment roll updated June 16, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5645 STIMSON RD, MIDDLEVILLE, MI 49333-9060
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 07, 2023 · Amount on Record
Deed Sale	Dec 07, 2023 · Amount on Record
Prior Sale	Dec 05, 2003 · Amount on Record
Deed Book / Page	1521 / 338
Record Refreshed	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Dec 07, 2023
Property Address	637 S HURON ST, CHEBOYGAN, MI 49721-2207
Document Number	001521/338
Book / Page	1521 / 338
Instrument Date	Nov 09, 2023
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$12.47
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5645 STIMPSON RD, MIDDLEVILLE, MI 49333-9060

Mortgage

Document Number	0001521340
Date	Dec 07, 2023
Instrument	1521/340

Lender

Name	MERCANTILE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 01, 2053

Tax Assessment & Valuation

Source: Cheboygan County records · Assessment roll updated June 16, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
Municipality	Cheboygan City
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,300	$188,600
2025	$2,693.00 (+10,672%)
2022	$25.00

Flood & Wildfire

637 S Huron St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Cheboygan County (26031C), updated July 20, 2022

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.