Spokane County property record for 637 S Denver St, Spokane, WA 99202
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,656 sqft · built 1910 |
| Lot Size | 0.31 acres (13,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,150 (Sep 2000) |
| Tax Bill | $3,812 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage May 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35204.0118 |
| Primary APN | 35204.0118 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,656 sqft Living Area |
| Gross Area | 1,766 sqft |
| 1st Floor Area | 1,064 sqft |
| Upper Floors Area | 592 sqft |
| Basement Area | 110 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,500 sqft (0.31 acres) |
| Lot Dimensions | 135 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Canopy | 140 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 637 S DENVER ST |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99202-2325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF |
| Legal Description | LIBERTY PARK ADDITION LTS 23 & 24, BLK 3 |
| Legal Range | 43E |
| Legal Township | 25N |
| Legal Section | 20 |
| Legal Subdivision | LIBERTY PARK ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 23,24 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 3100 |
637 S Denver St is owned and occupied by two individuals who acquired it in November 2021.
Source: Spokane County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 637 S DENVER ST, SPOKANE, WA 99202-2325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage USAA FSB |
| May 1, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JEFFREY S DUTY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2000 · Amount on File |
| Deed Sale | Sep 21, 2000 · Amount on File |
| Prior Sale | May 4, 1999 · Amount on File |
| Deed Document Number | 20004518131 |
| Last Transfer Date | Nov 20, 2021 |
| Transfer Doc | 0007156328 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Dec 2, 2021 |
| Property Address | 637 S DENVER ST, SPOKANE, WA 99202-2325 |
| Document Number | 0007156328 |
| Map Reference | MB C PG 28 |
| Instrument Date | Nov 20, 2021 |
| Instrument | 7156328 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2021 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 637 S DENVER ST, SPOKANE, WA 99202-2325 |
| Document Number | 0007156329 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | 7156329 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | May 1, 2019 |
| Property Address | 637 S DENVER ST, SPOKANE, WA 99202-2325 |
| Document Number | 0006801759 |
| Instrument Date | Apr 22, 2019 |
| Instrument | 6801759 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 637 S DENVER ST SPOKANE WA 992022325, SPOKANE, WA 99202-2325 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 637 S DENVER ST, SPOKANE, WA 99202-2325 |
| Document Number | 0006795849 |
| Instrument Date | Feb 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 637 S DENVER ST SPOKANE WA 992022325, SPOKANE, WA 99202-2325 |
| Document Number | 0006795849 |
|---|---|
| Date | Apr 9, 2019 |
| Instrument | 6795849 |
| Name | JEFFREY S DUTY |
|---|---|
| Address | 723 E 34TH AVE, SPOKANE, WA 99203-3143 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 637 S Denver St was $3,812, down 2.8% from the year before.
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,812.00 (-2.8%) | $372,600 Land $120,000 Building $252,600 | $372,600 Land $120,000 Building $252,600 |
| 2025 | $3,922.00 | ||
| 2024 | $391,050 (+40.85%) Land $101,250 Building $289,800 | $391,050 (+40.85%) Land $101,250 Building $289,800 | |
| 2023 | $3,824.00 (+17.7%) | $277,640 Land $78,440 Building $199,200 | $277,640 Land $78,440 Building $199,200 |
| 2022 | $3,249.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 637 S Denver St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 637 S Denver St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Wind Wireless Fixed Wireless | 100 / 20 |
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