637 Ruxton Rd, #76, Solomons, MD 20688 Property Records

Calvert County property record for 637 Ruxton Rd, #76, Solomons, MD 20688

Property Summary

Property Type	Condominium
Details	3.5 ba · 1,988 sqft · built 2004
Lot Size	0.039 acres (1,713 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (May 2026)
Tax Bill	$4,123 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`01-207873`

Property Details

APN / Parcel Number

Primary APN	`01-207873`
Alternative APN	`207873`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,988 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Exterior Material	Siding
Lot Area	1,713 sqft (0.039 acres)
Garage Type	Built-in
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	486 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	207873
Street Address	637 RUXTON RD, 76
City	SOLOMONS
State	MD
Zip	20688-4020
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R
Legal Description	UNIT76 PH 14 & BS C1 WINDWARD HARBOUR AT SOLOMONS CONDO
Legal Subdivision	WINDWARD HARBOUR
Legal Phase	14
Legal Lot Number	76
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2051
Census Tract	860901

Owner

Source: Calvert County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	637 RUXTON RD, SOLOMONS, MD 20688-4020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
May 8, 2026	Deed, Transfer · VA Mortgage FIRST TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2026 · Amount on Record
Deed Sale	May 8, 2026 · Amount on Record
Prior Sale	Jan 11, 2005 · Amount on Record
Deed Document Number	2026
Deed Book / Page	6898 / 98
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	637 RUXTON RD # 76, 76, SOLOMONS, MD 20688-4020
Transaction Type	Mortgage
Record Updated	Jun 1, 2026
Title Company	BRENNAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 RUXTON RD 76, 76, SOLOMONS, MD 20688-4020

Mortgage

Document Number	0058760220
Date	Mar 3, 2021
Book Page	5876/220

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	May 8, 2026
Property Address	637 RUXTON RD, 76, SOLOMONS, MD 20688-4020
Document Number	6898000098
Book / Page	6898 / 98
Instrument Date	Apr 24, 2026
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	FIRST TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$505,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	6898000103,
Date	May 8, 2026
Book Page	6898/103

Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,123.00 (+24.86%) Homeowner's exemption	$367,100 (+15.48%)	$391,700 (+23.21%) Land $102,000 Building $289,700
2023	$3,302.00	$317,900 Land $102,000 Building $215,900	$317,900 Land $102,000 Building $215,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 48 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	5 (2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 73% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOLOMONS serves 3,811 people · EPA ID MD0040027
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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