637 Rock Rd, Bailey, CO 80421 Property Records

Park County property record for 637 Rock Rd, Bailey, CO 80421

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,870 sqft · built 1977
Lot Size	9.39 acres (409,028 sqft)
Owner	Individual Name on File
Last Sale	$798,500 (Jun 2026)
Tax Bill	$3,233 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0040413`

Property Details

APN / Parcel Number

Primary APN	`R0040413`
Alternative APN	`40413`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,870 sqft Living Area
1st Floor Area	1,326 sqft
2nd Floor Area	544 sqft
Basement Area	1,002 sqft
Finished Basement	1,002 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Metal
Lot Area	409,028 sqft (9.39 acres)
Garage Type	Built-in
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	782 sqft
Deck Area	782 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	40413
Street Address	637 ROCK RD
City	BAILEY
State	CO
Zip	80421-2213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T06 R73 S26 SE4 KZ ROCK ESTATES LOT 3
Legal Subdivision	K-Z ROCK ESTATES
Legal Lot Number	3
Jurisdiction	PARK CO
Township / Civil Division	FAIRPLAY
Census Block Group	2
Census Block	2017
Census Tract	101

Owner

637 Rock Rd is owned and occupied by an individual who bought it in June 2026.

Source: Park County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	637 ROCK RD, BAILEY, CO 80421-2213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Jan 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage DOLAN GADDI LENDING INC
Nov 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jun 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage CLEARPATH LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on File
Deed Sale	Jun 29, 2026 · Amount on File
Prior Sale	Jul 11, 2013 · Amount on File
Deed Document Number	2026827958
Prior Transfer Date	Apr 16, 2008
Prior Transfer Doc	0000651294
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PARK CO
Recording Date	Jun 29, 2026
Property Address	637 ROCK RD, BAILEY, CO 80421-2213
Document Number	0000827958
Instrument Date	Jun 26, 2026
Instrument	2026827958
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,064.85
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	637 ROCK RD, BAILEY, CO 80421-2213

Mortgage

Document Number	0000827959,
Date	Jun 29, 2026
Instrument	2026827959

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	637 ROCK RD, BAILEY, CO 80421-2213
Transaction Type	Mortgage
Record Updated	Jan 12, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000788471
Date	Jan 4, 2022
Instrument	788471

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	637 ROCK RD, BAILEY, CO 80421-2213
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000759019
Date	Sep 16, 2019
Instrument	759019

Lender

Name	DOLAN GADDI LENDING INC
Type	Mortgage Company
Address	CARLSBAD, CA 92011

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	637 ROCK RD, BAILEY, CO 80421-2213
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000751266
Date	Nov 15, 2018
Instrument	751266

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	637 ROCK RD, BAILEY, CO 80421-2213
Document Number	0000736950
Instrument Date	Jun 20, 2017
Transaction Type	Mortgage
Record Updated	Jul 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 ROCK RD BAILEY CO 804212213, BAILEY, CO 80421-2213

Mortgage

Document Number	0000736950
Date	Jul 5, 2017
Instrument	736950

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 637 Rock Rd was $3,233.

Source: Park County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Park County
Unified School District	Platte Canyon School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,233.00	$50,510 Land $22,910 Building $27,600	$808,191 Land $366,607 Building $441,584
2023	$3,023.00 (+30.3%)	$51,960 (+41.77%) Land $20,000 Building $31,960	$830,549 (+57.51%) Land $319,648 Building $510,901
2022	$2,320.00	$36,650 Land $11,780 Building $24,870	$527,296 Land $169,433 Building $357,863

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 637 Rock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 637 Rock Rd is high, ranking above 78% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 79% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10
Rise Broadband Fixed Wireless	50 / 10

Cell Coverage

4G LTE only, no 5G reported

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