Durham County property record for 637 Red Cedar Cir, Durham, NC 27712
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,548 sqft · built 2005 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $268,500 (Jul 2014) |
| Tax Bill | $4,973 (2026) |
| Deeds & Mortgages | Nov 2022 Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0846-36-0342 |
| Primary APN | 0846-36-0342 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,548 sqft Heated Area |
| 1st Floor Area | 2,084 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 637 RED CEDAR CIR |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27712-8970 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR 2.240 |
| Legal Description | TREYBURN STAGVILLE/PH:03/ LT#130 PL:000156-000127 |
| Legal Subdivision | TREYBURN/STAGVILLE |
| Legal Phase | 3 |
| Legal Lot Number | 130 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | MANGUM |
| Census Block Group | 7 |
| Census Block | 7001 |
| Census Tract | 2100 |
637 Red Cedar Cir is owned and occupied by two individuals who bought it in July 2014.
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 637 RED CEDAR CIR, DURHAM, NC 27712-8970 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Apr 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NORTH CAROLINA HOUSING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2014 · Amount on File |
| Deed Sale | Jul 31, 2014 · Amount on File |
| Prior Sale | Aug 19, 2005 · Amount on File |
| Deed Document Number | 201423194 |
| Deed Book / Page | 7541 / 99 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 637 RED CEDAR CIR, DURHAM, NC 27712-8970 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 637 RED CEDAR CIR, DURHAM, NC 27712-8970 |
| Document Number | 0098170682 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | 9817/682 |
| Instrument | 2022043380 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.45% |
| Type Change Date | Dec 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 6.45% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 10.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 637 RED CEDAR CIR, DURHAM, NC 27712-8970 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0081660616 |
|---|---|
| Date | Apr 21, 2017 |
| Book Page | 8166/616 |
| Instrument | 2017013029 |
| Name | NORTH CAROLINA HOUSING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 637 Red Cedar Cir was $4,973, up 2.5% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,973.00 (+2.51%) | $489,382 (-) Land $96,750 Building $392,632 | $489,382 (-) Land $96,750 Building $392,632 |
| 2025 | $4,851.00 | $489,382 Land $96,750 Building $392,632 | $489,382 Land $96,750 Building $392,632 |
| 2023 | $3,770.00 (+2.33%) | $287,867 Land $38,670 Building $249,197 | $287,867 Land $38,670 Building $249,197 |
| 2022 | $3,684.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 637 Red Cedar Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 637 Red Cedar Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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