637 R St, Merced, CA 95341 Property Records

Merced County property record for 637 R St, Merced, CA 95341

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 860 sqft · built 1925
Lot Size	0.38 acres (16,548 sqft)
Owner	2 Individual Names on File
Last Sale	$95,000 (Nov 1998)
Tax Bill	$2,161 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit
Flood Zone	Zone AO (high risk)
APN	`032-181-014-000`

Property Details

APN / Parcel Number

Primary APN	`032-181-014-000`
Alternative APN	`032-181-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Units	2 Units
Stories	1 Story
Building Area	860 sqft Living Area
Gross Area	1,148 sqft
1st Floor Area	860 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1957
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	16,548 sqft (0.38 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	104 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	032-181-014
Street Address	637 R ST
City	MERCED
State	CA
Zip	95341-6537
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R16
Legal Description	PARCEL A PM 32-25 SEC 25/7/13
Legal Range	13E
Legal Township	7S
Legal Section	25
Legal Subdivision	CITY/MERCED
Legal Block	514
Legal Lot Number	4
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2005
Census Tract	1503

Owner

637 R St, a residential property, is owned and occupied by two individuals who bought it in November 1998.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	637 R ST, MERCED, CA 95341-6537
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 1998 · Amount on File
Deed Sale	Nov 30, 1998 · Amount on File
Deed Document Number	199842985
Deed Book / Page	3802 / 426
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	637 R ST, MERCED, CA 95341-6537
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037846
Date	Nov 18, 2019
Instrument	2019037846

Lender

Name	CITIBANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 637 R St was $2,161.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$196,051 (+1.89%) Land $39,964 Building $156,087
2025	$2,161.00	$192,408 Land $39,181 Building $153,227
2023	$2,016.00 (+1.36%)	$184,946 Land $37,660 Building $147,286
2022	$1,989.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 637 R St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 65 policies
Nearby Flood Policies	65 in force
Nearby Flood Claims	5 (2005)
Most Recent Claim	Mar 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 637 R St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

Nearby Properties on R St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures