637 Pine St, Panacea, FL 32346 Property Records

Franklin County property record for 637 Pine St, Panacea, FL 32346 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 2007
Lot Size	0.215 acres (9,365 sqft)
Owner	Company Name on File
Last Sale	$95,000 (Dec 2012)
Tax Bill	$838 (2025)
Flood Zone	Zone AE (high risk)
APN	`32-06S-01W-1061-0003-0270`

Property Details

APN / Parcel Number

Primary APN	`32-06S-01W-1061-0003-0270`
Alternative APN	`01W06S32106100030270`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,365 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Finished/Open Porch
Porch Area	356 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	637 PINE ST
City	PANACEA
State	FL
Zip	32346-5175
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 2 BL 3 LOT 27 SUN N SAND OR 184/498 OR 202/290 ORB 226 PAGE 560 UN N SAND 774/550 827/306 1068/209 1082/10 1402/69
Legal Range	01W
Legal Township	06S
Legal Section	32
Legal Subdivision	SUN N SAND
Legal Block	3
Legal Lot Number	27
Legal Unit	2
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2015
Census Tract	970102

Owner

Source: Franklin County records · APN 32-06S-01W-1061-0003-0270

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	637 PINE ST, ALLIGATOR POINT, FL 32346-5175
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 31, 2012 · Amount on Record
Deed Sale	Dec 31, 2012 · Amount on Record
Prior Sale	Jul 11, 2012
Deed Document Number	201210184
Deed Book / Page	1082 / 10
Last Transfer Date	Sep 18, 2024
Transfer Doc	0019004619
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$838.00 (+2.7%)	$119,363 (+2.9%)	$225,365 (+6.26%) Land $30,000 Building $195,365
2024	$816.00 (+0.62%) Homeowner's exemption	$115,999 (+3%)	$212,089 (+23.79%) Land $15,000 Building $197,089
2023	$811.00 (+1.25%) Homeowner's exemption	$112,620 (+3%)	$171,327 (+31.63%) Land $15,000 Building $156,327
2022	$801.00 Homeowner's exemption	$109,340	$130,155 Land $15,000 Building $115,155

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	13.0 ft

Wildfire

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	About 1 in 446 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.