637 Pine Bend, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 637 Pine Bend, Chesapeake, VA 23320

Property Summary

Property Type	Townhouse
Details	3 bd · 1.5 ba · 1,361 sqft · built 1979
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Sep 2023)
Tax Bill	$2,443 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Aug 2006 Line of Credit + 3 more
APN	`0366001000070`

Property Details

APN / Parcel Number

Primary APN	`0366001000070`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,361 sqft Living Area
1st Floor Area	624 sqft
Upper Floors Area	624 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	113 ft deep x 24 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	240 sqft
Patio Area	256 sqft
Balcony Area	77 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	637 PINE BND
City	CHESAPEAKE
State	VA
Zip	23320-6736
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RMF1: MULT
Legal Description	17 DOMINION PINES SEC 1 PART A
Legal Subdivision	DOMINION PINES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2009
Census Tract	20909

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	637 PINE BND, CHESAPEAKE, VA 23320-6736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Aug 31, 2006	Deed of Trust, Mortgage · Line of Credit USAA FEDERAL SAVINGS BANK
May 31, 2016	Deed of Trust, Mortgage · FHA Mortgage STEARNS LENDING LLC
Mar 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Sep 29, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MORTGAGE ACCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Prior Sale	Apr 9, 2014 · Amount on Record
Deed Document Number	202320615
Deed Book / Page	10698 / 529
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	637 PINE BND, CHESAPEAKE, VA 23320-6736
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09962/1036
Date	Oct 24, 2018
Book Page	9962/1036
Instrument	180028261

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	637 PINE BND, CHESAPEAKE, VA 23320-6736
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006719/331
Date	Aug 31, 2006
Book Page	6719/331

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 4, 2026

Interest

Rate Type	Adjustable Rate

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	637 PINE BND, CHESAPEAKE, VA 23320-6736
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	PERFORMANCE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09650/1139
Date	May 31, 2016
Book Page	9650/1139
Instrument	160014020

Lender

Name	STEARNS LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	637 PINE BND, CHESAPEAKE, VA 23320-6736
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 PINE BND, CHESAPEAKE, VA 23320-6736

Mortgage

Document Number	10958/1187
Date	Mar 24, 2026
Book Page	10958/1187
Instrument	260007232

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.49%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 29, 2023
Property Address	637 PINE BND, CHESAPEAKE, VA 23320-6736
Document Number	010698/529
Book / Page	10698 / 529
Instrument Date	Sep 27, 2023
Instrument	230020615
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 PINE BND, CHESAPEAKE, VA 23320-6736

Mortgage

Document Number	0230020616
Date	Sep 29, 2023
Instrument	230020616

Lender

Name	AMERICAN NEIGHBORHOOD MORTGAGE ACCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,200 (+10.46%) Land $130,000 Building $137,200	$267,200 (+10.46%) Land $130,000 Building $137,200
2025	$2,443.00 (+0.37%)	$241,900 (+25.66%) Land $110,000 Building $131,900	$241,900 (+25.66%) Land $110,000 Building $131,900
2024	$2,434.00 (+62.81%)
2023		$192,500 (+3.89%) Land $75,000 Building $117,500	$192,500 (+3.89%) Land $75,000 Building $117,500
2022		$185,300 Land $75,000 Building $110,300	$185,300 Land $75,000 Building $110,300
2019	$1,495.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 204 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	204 in force
Nearby Flood Claims	5 (2003–2014)
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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